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PAY ALL YOUR DEBT OFF BY XMAS 2023
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@shell16 can I join too please, my goal is £12000 by the end of 2023. £172.71 today. Thank you
MPS.x
November 2022 - £46,626.96 / May 2025 - £5,970.00
Debt paid off so far - £40,656.96 (87.19%)
Current Challenges:
#10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off)
Completed Challenges:
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary3 -
Hi @shell16 thank you for running this, I saw the 2022 version late in the year and was hoping that there would be one for 2023. My target is £10,000 and I'll take whatever number is going and I'll update my signature.
So far, I am £72.67/£10,000 (0.73%)
Thanks, this will make me more accountable and it's nice to have these challenges and not be alone in our targets. Good luck everyone, xx.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/503 -
@shell16 Can I please join the challenge. I need to firstly work out exactly what my debts are, which I plan to sort out over the next few days.
Could I also ask how people have the running totals at the bottom of their posts, complete newbie to the forums, but have lurked in the background for several years.
With having to reduce my hours at work due to my mental health and rising costs, I shall need all the help and encouragement this year.#43 DFBXMAS2023 £2893.94/£10377
#58 Make £2023 in 2023 £2733.23/£20236 -
#6 Another £232.88 paid today.
Bringing my total to £430.32Total debt when my journey began in December 2022- £66,133.42
Current debt May 2024- £40,064.57
Repaid 39.42%4 -
@Living_my_best_life to add a signature click on profile in the bottom right hand corner (on mobile site, not sure if same on desktop) click edit profile then signature settings. In there you can add one and editMarch NSD 14/15
Debt £9607.54/£11296.89
CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
CC1: paid off 14/02/23PAYDBXMAS23 #4 £1432.74/£4000
Saving for Xmas 23 £30/£365
4.94% £570.89/£107
make £2023 in 2023 #24 £71.24/£20234 -
Hi! Can I join please? I need to pay a total of £6997.44 to pay off my debts in DMP (£4258.79) plus my two active CC.For me it’s doable to be debt free by October so no excuse not to be free of my DMP debts and have my two CC on zero balance by Xmas
I need to pay off £583.12 monthly to achieve this but I’ll probably pay more each month anywayTOTAL DEBT JUNE 2019: £38,233.87 Aiming debt free mid 2023. All bad debt written off / paid by January 2023. No missed payments in 2023. Only one active credit card to pay off! I DID IT 🎉5 -
Good evening everyone! DD has come out today so put me down for £25 to the usual CC which now makes it #2-£39.50/£152.24 paid.Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.2
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@bekah89 thanks for the tip. I found the right bit, but said I didn't have permission to set a signature. Maybe because I only joined yesterday.#43 DFBXMAS2023 £2893.94/£10377
#58 Make £2023 in 2023 £2733.23/£20235 -
Another small payment made just to round up my current account £3.52
#23 £150.01/£3000
Pay off debt by Xmas 2023 #23My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest
paid £7112/£7800-**DEBT FREE April 2024**
£9400 saved for emergency fund4 -
Morning and Welcome to new Members!
@MissPennySave (Number 41), @Keedie (Number 42), @Living_my_best_life (Number 43) and @Cheesephetamine (Number 44).
When updating if you would please post your Member Number/Total Paid/Target in bold so that I do not miss any of your payments and this will assist me in the smooth running of the thread for example#1 - £1000/£5000
We now have 44 members
Total Pledged - £294,326
Total Paid so far - £5961.40
2%
Good luck to all, and please remember anything you pay off your target even if its not the full amount is good!
Shell x
Debt Free - 04/03/23. Total LBM August 2021 £15410.70
8
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