Find the SecondStar and soar, and then straight on till the morning…

SecondStar

Hello everyone, I can’t believe we’re almost into October already! September has been kind, only a couple of days of heavy rain, and still double figures for temperature.

Tomorrow we will be getting our pay up lift & back pay amount. Back pay will be around £180 after dedications, uplift will be around £60 / month. P

The back pay is going towards my dental hygiene appointment next week, and a Halloween horror night out for my partner and I - bit of fun, and a bit of adulting! The uplift will go into my car repair fund, which was depleted down to nil with the recent servicing & new tyres.

We get a bit of an uplift each year, both from the minimum wage increase and then a civil service increase, and it’s interesting to look back on my previous budgets and see where the money goes to. Lifestyle creep is something I’m always aware of, and balancing that regular uplift amount between spending and saving.

My first budget sheets are from when I began living alone, and my monthly income was just over £1.5k, and I’ve no idea how I managed it! My income will now be up to £1,873, and I’m thankful that I’m able to save 30% of that towards my emergency fund, holidays, presents, and local trips and occasions.