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Payment A Day - Chapter 2023
Comments
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2.64 paid off cc today
Pay off debt by Xmas 2023 #23My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest
paid £7112/£7800-**DEBT FREE April 2024**
£9400 saved for emergency fund2 -
Happy weekend everyone!
Made it to minimum Airtime Rewards cashout today so that's £10 off my mobile bill (which is only £5 a month) so PADded to Christmas pot.
PS I wish I feel I could volunteer to be counterupper but I am hopeless with numbers so would be unreliable at best!
SF xTilly Tidying andPADing in 2024 £250.62
___________________________________________________________________________________________
RIP Mum & Dad - thanks for helping me on my journey to be
Debt and Mortgage free from 20184 -
Morning all!
Padding a perfectly formed £1.50 today.
I'll happily count up - but can I do August please. I'm not sure I'll fit it in until then.Plan to PAD Everyday 2024Credit Card - £3662.99 (int free to 11/11/25) -PAD TotalsJan 2024 -2 -
£8.37 to Virgin CC todayTotal debt when my journey began in December 2022- £66,133.42
Current debt May 2024- £40,064.57
Repaid 39.42%2 -
Morning
£6 to Cc
thanksOn a mission!
2018 & 2019 MFW #138
On babystep2 (#DR)3 -
Back with £7 to the sealed potLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4055/£60002
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£5 to next cc today please xx2
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I've put myself down for March 2023's counter upper duties. I do have a lot on @LittleMissDetermined, but it's okay as April to July is worse so I don't mind now, otherwise it'd be very late in the year before I can help out.
@rsdiscos I've added you to August 2023 thank you.
@Sallyforth I just use a spreadsheet that I created, and every time someone posts their total, I type the number into the spreadsheet and it does all the adding up for me. I use my 'thanks' on a person's post to keep track of what I have logged. If you ever did want to try counting up, I can email you the spreadsheet, but no pressure.
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/503 -
The total for 11th February was £42.51
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4055/£60005
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