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Payment A Day - Chapter 2023

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  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    2.64 paid off cc today 
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • Happy weekend everyone!  
    Made it to minimum Airtime Rewards cashout today so that's £10 off my mobile bill (which is only £5 a month) so PADded to Christmas pot.

    PS I wish I feel I could volunteer to be counterupper but I am hopeless with numbers so would be unreliable at best! 

    SF x
    Tilly Tidying and
    PADing in 2024 £250.62
    ___________________________________________________________________________________________

    RIP Mum & Dad - thanks for helping me on my journey to be
    Debt and Mortgage free from 2018

  • rsdiscos
    rsdiscos Posts: 816 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Morning all!

    Padding a perfectly formed £1.50 today. 

    I'll happily count up - but can I do August please. I'm not sure I'll fit it in until then. 
    Plan to PAD Everyday 2024
    Credit Card - £3662.99 (int free to 11/11/25) -
    PAD Totals
    Jan 2024 -
  • £8.37 to Virgin CC today
    Total debt when my journey began in December 2022- £66,133.42
    Current debt May 2024- £40,064.57
    Repaid 39.42%

    My Debt Free Wannabe Diary
    https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest

  • Morning 
    £6 to Cc 
    thanks 
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
  • Back with £7 to the sealed pot 
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • £5 to next cc today please xx
  • Keedie
    Keedie Posts: 2,854 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    I've put myself down for March 2023's counter upper duties. I do have a lot on @LittleMissDetermined, but it's okay as April to July is worse so I don't mind now, otherwise it'd be very late in the year before I can help out.

    @rsdiscos I've added you to August 2023 thank you. 

    @Sallyforth I just use a spreadsheet that I created, and every time someone posts their total, I type the number into the spreadsheet and it does all the adding up for me. I use my 'thanks' on a person's post to keep track of what I have logged. If you ever did want to try counting up, I can email you the spreadsheet, but no pressure.
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
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