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Payment A Day - Chapter 2023

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  • £11.83 to CC today

    Happy New Month!
    February NSDs: 0 / 10
    February PADs:  2 / 29
    February Groceries Challenge: £59 / £250
    February Make £5 a Day: £255 / £145
    Current Debt: £3159  | CC £1490 | N £571 | C £725 | E £373
    Weight Loss Challenge 2024: 0 lbs

  • Keedie
    Keedie Posts: 2,852 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Thanks for being counter upper for October @AntoMac, much appreciated. Although our total was down (and I'll add it to the first page's totals), at this time of year and with crazy costs rising, we've still done very well. I've just had a sneak peak at our overall total since 1 January 2023 and we're now in the £120k bracket 😳😳😳.

    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Keedie
    Keedie Posts: 2,852 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    I just went to add the totals and realised that August 2023 and September 2023 were missing, and October was actually higher than both months. So maybe we're getting back into the groove and upward trajectory...??
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • AntoMac
    AntoMac Posts: 2,687 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    £40.93 to mortgage please
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • The total PAD for 1st November was a whopping £1,404.82

    Tilly Tidying and
    PADing in 2024 £250.62
    ___________________________________________________________________________________________

    RIP Mum & Dad - thanks for helping me on my journey to be
    Debt and Mortgage free from 2018

  • Divingmad
    Divingmad Posts: 577 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Morning all,
    It's the start of the month so mortgage and loans paid, total of £642.29 
    DM x
    I feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)
  • Morning, £2.70 PAD from me today
  • Good morning :) 
    £16 to savings for me today please 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • A PAD of £3.01 for me today
    February NSDs: 0 / 10
    February PADs:  2 / 29
    February Groceries Challenge: £59 / £250
    February Make £5 a Day: £255 / £145
    Current Debt: £3159  | CC £1490 | N £571 | C £725 | E £373
    Weight Loss Challenge 2024: 0 lbs

  • Keedie
    Keedie Posts: 2,852 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Just checking in with a few PADs

    £50 to the bank of mum
    £170 to emergency fund
    £1.05 cashback to the birthday pot
    £1 for the 50p challenge 
    £4 for the £2 challenge

    £226.05 total
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
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