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Payment A Day - Chapter 2023
Comments
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Good morning!
Well the account where I'm stashing my PADs pays a healthy 4.8% interest monthly so today it made £7 and will count as a PAD.
SF xTilly Tidying andPADing in 2024 £250.62
___________________________________________________________________________________________
RIP Mum & Dad - thanks for helping me on my journey to be
Debt and Mortgage free from 20180 -
Ooh that's a good rate. What account is that?Sallyforth said:Good morning!
Well the account where I'm stashing my PADs pays a healthy 4.8% interest monthly so today it made £7 and will count as a PAD.
SF xMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,084....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £700/£3000
.
Studies/surveys October £21.15
Decluttering items 1344/2025
Books read 18
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0 -
£10 today to holiday pot & £6.11 to the penny a day challenge
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,084....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £700/£3000
.
Studies/surveys October £21.15
Decluttering items 1344/2025
Books read 18
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0 -
The total PADded on 20th September was £33.62
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31070 -
Back with my own PAD of £5 to the EF
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31070 -
Ooh that's a good rate. What account is that?Sallyforth said:Good morning!
Well the account where I'm stashing my PADs pays a healthy 4.8% interest monthly so today it made £7 and will count as a PAD.
SF x
Its F0rd Money although I have a better rate with Santander now.
SF xTilly Tidying andPADing in 2024 £250.62
___________________________________________________________________________________________
RIP Mum & Dad - thanks for helping me on my journey to be
Debt and Mortgage free from 20180 -
£15 to the EF & £5 to holiday pot today. Its easy once you get back into thinking about it again...lol
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,084....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £700/£3000
.
Studies/surveys October £21.15
Decluttering items 1344/2025
Books read 18
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0 -
The total PADded on 21st September was £25
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31070 -
Back with my own PAD of £77.56 to various places
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31070 -
Hi all! Pay day today. PAD 1 - £1200 to household bills.My Debt Free journey - started 1 May 2023. Goal date October 2026 ACHIEVED SEPTEMBER 2025
Total Debt paid off: £28006.30
Savings £6620
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