We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Payment A Day - Chapter 2023
Comments
-
The total PADded on 10th September was £90.46
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001 -
Back with my own PAD of £48 to savings
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001 -
Back again with £23.02 to savings
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001 -
Todays PAD is just £1 to the F&F pot.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,424....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1250/£3000
.
Studies/surveys Feb....£6.44
Decluttering items 1402/2025. 80/2026
Books read 23 in 2025. 2026- 4 (target is 52)
Jigsaws done 20 in 2025. 2 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Glad to see you back @Makingabobor2, and it's never 'just' whatever your PAD is. It all adds up, and you can pad as much or as little as you want to and as often or infrequent as your circumstances allows so never be disheartened by what you're achieving. It's all adding up.
My PADs are
£10.23 to the Debt Buster
£4 to the £2 challenge
£0.74 to the penny challenge
£14.97 total
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £175/£3,000 (5.83% repaid)1 -
Morning all
I’ve got out of the habit of posting on here every day. I will try harder for the rest of the month!PAD today is £1.54 into Rewards Saving.My Debt Free journey - started 1 May 2023. Goal date October 2026 ACHIEVED SEPTEMBER 2025
Total Debt paid off: £28006.30
Savings £6621 -
Joining in late as just joined the forums… I don’t have much income so PADing 1p daily to savings, then make a payment when there’s at least £10 to debt.
going to see the other challenges to see what else is doable. I only need to clear £1000 😊 hope your PADs gone well this year.1 -
Welcome @kaymse - it's never too late to join! You'll find us a friendly bunch herekaymse said:Joining in late as just joined the forums… I don’t have much income so PADing 1p daily to savings, then make a payment when there’s at least £10 to debt.
going to see the other challenges to see what else is doable. I only need to clear £1000 😊 hope your PADs gone well this year.
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60002 -
The total PADded on 11th September was £95.64
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001 -
Back with my own PAD of £16.16 to various places
LMD x
And £5.46 from a Prolific cash outLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.4K Banking & Borrowing
- 254.1K Reduce Debt & Boost Income
- 455K Spending & Discounts
- 246.5K Work, Benefits & Business
- 602.8K Mortgages, Homes & Bills
- 178K Life & Family
- 260.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards