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Payment A Day - Chapter 2023
Comments
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The total PADded on 10th September was £90.46
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31071 -
Back with my own PAD of £48 to savings
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31071 -
Back again with £23.02 to savings
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31071 -
Todays PAD is just £1 to the F&F pot.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,084....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £700/£3000
.
Studies/surveys October £29.25
Decluttering items 1346/2025
Books read 19
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Glad to see you back @Makingabobor2, and it's never 'just' whatever your PAD is. It all adds up, and you can pad as much or as little as you want to and as often or infrequent as your circumstances allows so never be disheartened by what you're achieving. It's all adding up.
My PADs are
£10.23 to the Debt Buster
£4 to the £2 challenge
£0.74 to the penny challenge
£14.97 total
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501 -
Morning all
I’ve got out of the habit of posting on here every day. I will try harder for the rest of the month!PAD today is £1.54 into Rewards Saving.My Debt Free journey - started 1 May 2023. Goal date October 2026 ACHIEVED SEPTEMBER 2025
Total Debt paid off: £28006.30
Savings £6621 -
Joining in late as just joined the forums… I don’t have much income so PADing 1p daily to savings, then make a payment when there’s at least £10 to debt.
going to see the other challenges to see what else is doable. I only need to clear £1000 😊 hope your PADs gone well this year.1 -
Welcome @kaymse - it's never too late to join! You'll find us a friendly bunch herekaymse said:Joining in late as just joined the forums… I don’t have much income so PADing 1p daily to savings, then make a payment when there’s at least £10 to debt.
going to see the other challenges to see what else is doable. I only need to clear £1000 😊 hope your PADs gone well this year.
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31072 -
The total PADded on 11th September was £95.64
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31071 -
Back with my own PAD of £16.16 to various places
LMD x
And £5.46 from a Prolific cash outLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31071
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