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Payment A Day - Chapter 2023
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Morning all,
The total PAD for 31 August 2023 was £436.69
As August ends and we begin PADding for September, we're constantly moving forward on our journeys. It's never too late to join and we'll keep plodding along as...
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501 -
For the month of August 2023, the total PAD was
👏🏾🎉 £8,826.76!!! 🎉👏🏾
Every penny that we PAD makes all the difference. So if you ever feel like what you have to offer is not as much as some others are able to post, don't be discouraged and definitely keep PADding as this total belongs to all of our achievements as...
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/500 -
Great total for August everyone! Thank you @Keedie for being such a wonderful and inspiring counter-upperKeedie said:For the month of August 2023, the total PAD was
👏🏾🎉 £8,826.76!!! 🎉👏🏾
Every penny that we PAD makes all the difference. So if you ever feel like what you have to offer is not as much as some others are able to post, don't be discouraged and definitely keep PADding as this total belongs to all of our achievements as...
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Back with my PADs for today
£73.05 to the emergency fund
£20 to the gifts pot
£50 to my son's birthday pot
£143.05 totalDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/500 -
Thanks @LittleMissDetermined, that really means a lot to me 🤗.
I forgot to say that we've passed the £100k mark! Keep on PADding everyone 👏🏾.
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/500 -
Hi all,
Today's PAD is £642.29 off the mortgage and car loan
DM xI feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)1 -
£0.92 to savingsFebruary NSDs: 0 / 10
February PADs: 2 / 29
February Groceries Challenge: £59 / £250
February Make £5 a Day: £255 / £145
Current Debt: £3159 | CC £1490 | N £571 | C £725 | E £373
Weight Loss Challenge 2024: 0 lbs1 -
The total PADded on 1st September was £1203.87
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Back with my own PAD, just £3 to the EF today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Morning, my PADs are
£25 to my son's savings
£50 to Help to Save
£50 to Bank of Mum
£0.68 to Build a Buffer
£81.65 to Klarna
£1.85 Subscriptions accrual - Disney+
£13.51 Subscriptions accrual - Paramount+
£0.21 Subscription accrual - parking permit
£4 to the £2 challenge
£1 to the 50p challenge
£0.56 to the penny challenge
£228.46 totalDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/500
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