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Payment A Day - Chapter 2023
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PAD today £394.33I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=12 -
Afternoon all, I've got my final PADs for July
£300 to Barclaycard
£110 to Mobile Madness
£6 to Build a Buffer
£416 totalDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501 -
Back this afternoon with a £7.30 Prolific cash out which I have sent to the sealed pot
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
Another PAD £100.43I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=12 -
Another PAD of £2.00 to the CCI feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)3
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hello, I'd like to join if that's ok, starting tomorrow?New Lightbulb moment: August 2023 (originally Sep 2019 but fell off the rails... more than once)Starting Debt: £??? | Current Debt: £??? | ???% paid :jDebt-free Wannabe challenges:August 2023 £10 a day: £16.51/£310PAD: Additional payments made: £8.40 (start: 01/08/23)Tilly Tidy: £??? (start: 01/08/23)4
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Welcome along @dreambig19dreambig19 said:hello, I'd like to join if that's ok, starting tomorrow?27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 53 -
Quickly sneaked in with £3.68 into the EF.My Debt Free journey - started 1 May 2023. Goal date October 2026 May 2026 April 2026
CC1 £180 £0.00
CC2 £1948.18 £0.00
O/D £1400 £0.00
Loan 1 £6231.57. £0.00
Loan 2 £6993.30 £3900.68
Car Loan £11257.28 £9,025
Total Debt: £28006.30 £12,790
EF £1939.733 -
£1,209.81was the PAD total for
Monday, 31st July 20231 -
Drum Roll Please.....July 2023 Monthly PAD totalwas a
WHOPPING £14,597.583
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