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Payment A Day - Chapter 2023
Comments
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pay day Yey!My PAD is £1330 which is shared out to the following:
£200 to the account we have for vets, cars, unexpected costs
£300 to holiday account
£830 paid off the sofa and this is now PAID so only 2 credits cards remain 😃Pay off debt by Xmas 2023 #23My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest
paid £7112/£7800-**DEBT FREE April 2024**
£9400 saved for emergency fund4 -
Welcome back @IndiJonesi! This is a great challenge and community to stay accountable and keep pushing through.
Thanks @Doily94, your counting next month is much appreciated.
Fantastic achievement @Jrcoal5! You must feel so good knowing that the sofa is all paid off.
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 and, I was Debt Free on 09/02/2025 🎉 but life 🫣, so now I have a Debt Reset 🥴
DEBT DEBT = £6,646.22 😬
Bank of Mum:- Moped Insurance = £300/£1,800 (16.67% repaid) || Bookkeeping Course £750/£3,000 (25% repaid)
The Tax Man:- Council Tax = £221.72/£221.72 (100% repaid 🎉) || Self Assessment = £1,624.50/£1,624.50 (100% repaid 🎉)
Debt Debt Tracker = £2,896.22/£6,646.22 (43.57% repaid)3 -
@keedie honestly feels brilliant! I’ll be glad to see the back of the cards next but one step at a time and take the wins where we can xxPay off debt by Xmas 2023 #23My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest
paid £7112/£7800-**DEBT FREE April 2024**
£9400 saved for emergency fund2 -
Yes a great feeling now the sofa is 100% your own now @Jrcoal5
All that extra money you will have from next month that won’t be going to pay for it27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51 -
@AntoMac thank you! Now concentrating on CC 2 which is the biggest at £2918 I know most people say to pay the smaller debts first but this one has a high monthly payment and I’d like rid of that before we move and take the bigger mortgage on so my PAD today are
£200 which is £100 to holidays and £100 to CC 2 have a great day everyone x
Pay off debt by Xmas 2023 #23My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest
paid £7112/£7800-**DEBT FREE April 2024**
£9400 saved for emergency fund2 -
£2015.15
the total for 31st May
I’ll be back shortly with the total for May 😄Pay off debt by Xmas 2023 #23My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest
paid £7112/£7800-**DEBT FREE April 2024**
£9400 saved for emergency fund2 -
£347 also today as my mortgage has been paid x
Pay off debt by Xmas 2023 #23My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest
paid £7112/£7800-**DEBT FREE April 2024**
£9400 saved for emergency fund2 -
Morning all, first of the month means bills are paid so £1082.67 to various places
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1050/£1000 | Sabbatical £5664/£60001 -
Morning everyone,
£100 to the emergency fund
£25 to the Freely Debt Saving pot
£26 to the Great British Summer pot
£151 totalDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 and, I was Debt Free on 09/02/2025 🎉 but life 🫣, so now I have a Debt Reset 🥴
DEBT DEBT = £6,646.22 😬
Bank of Mum:- Moped Insurance = £300/£1,800 (16.67% repaid) || Bookkeeping Course £750/£3,000 (25% repaid)
The Tax Man:- Council Tax = £221.72/£221.72 (100% repaid 🎉) || Self Assessment = £1,624.50/£1,624.50 (100% repaid 🎉)
Debt Debt Tracker = £2,896.22/£6,646.22 (43.57% repaid)1 -
Where on earth did May disappear to?!! I've made a £25 PAD to EF today from various bits of interest on accounts and a Prolific payout. Happy June all.
SF xTilly Tidying andPADing in 2024 £250.62
___________________________________________________________________________________________
RIP Mum & Dad - thanks for helping me on my journey to be
Debt and Mortgage free from 20182
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