Total debt when my journey began in December 2022- £66,133.42
Current debt May 2024- £40,064.57
Repaid 39.42%
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Payment A Day - Chapter 2023
Comments
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Been a while since I updated but ready to join in again
£6.92 paid to loan from FIL2 -
Ohhh & £30 to the Emergency Fund from a TCB payoutLloyds Loan (£0/£6000) Emergency Fund (£113/£1000) ISA £592.242
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£8 to the £2 challenge
£50 to Clearpay
£58 totalDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502 -
£8.85 from me to my loan.PAYDBC24 #8 ~ £10188.212
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Good morning
£23 to the emergency fund today
Lloyds Loan (£0/£6000) Emergency Fund (£113/£1000) ISA £592.241 -
Morning all £3.74 for me today xPay off debt by Xmas 2023 #23My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest
paid £7112/£7800-**DEBT FREE April 2024**
£9400 saved for emergency fund2 -
£428.69
the total for 9th May
Pay off debt by Xmas 2023 #23My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest
paid £7112/£7800-**DEBT FREE April 2024**
£9400 saved for emergency fund3 -
Morning all
Sorry I've been AWOL - life has kept throwing me curveballs!
I've padded £20 today and the the regular loan payment of £149.40 and the Credit Card payment of £25 so the total is: £194.40
I'm going to try and get back in to the routine of padding every day again - I was really enjoying seeing the balances drip away!Plan to PAD Everyday 2024Credit Card - £3662.99 (int free to 11/11/25) -PAD TotalsJan 2024 -2 -
£5.35 paid to FILTotal debt when my journey began in December 2022- £66,133.42
Current debt May 2024- £40,064.57
Repaid 39.42%2 -
Morning £3 to the EF for me Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711
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