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Would you lend money to an ex?

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Comments

  • london21
    london21 Posts: 2,161 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    No.

    Give what you can afford and would not mind losing only. 
  • If it was my ex, they would have no way of contacting me.  I would have disappeared and become untraceable to them.  How dare they have the cheek to ask. Don't lend or in this case, give her anymore!
  • MalMonroe
    MalMonroe Posts: 5,783 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    No. The only person I would ever lend anything to is my daughter because I know I'll get it back. 

    As someone else said, only lend what you are prepared to lose.

    Your ex is your ex for a reason and that reason really is very clear here. You should steer clear and move forward. Hate to say it but it's so true - there are soooo many more fish out there. And some of them are decent human beings to boot.
    Please note - taken from the Forum Rules and amended for my own personal use (with thanks) : It is up to you to investigate, check, double-check and check yet again before you make any decisions or take any action based on any information you glean from any of my posts. Although I do carry out careful research before posting and never intend to mislead or supply out-of-date or incorrect information, please do not rely 100% on what you are reading. Verify everything in order to protect yourself as you are responsible for any action you consequently take.
  • gizmo111
    gizmo111 Posts: 2,663 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yes - and we have helped each other many times over the years, but not everyone is that lucky to be able to still remain friends and have that trust. 
    Mama read so much about the dangers of drinking alcohol and eating chocolate that she immediately gave up reading.
  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    Give only as a gift with no expectation of repayment... if they happen to repay then great but you accept from the start that its bye bye money.  "Loans" between friends, family etc are a bad idea.
  • TBagpuss
    TBagpuss Posts: 11,236 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I think it is the same as any other question about lending money - it depends, on the person, your relationship with them, your financial situation, whether you could afford to lose the money and/o the relationship.

    I have one ex who I would lend money to, but we were friends before we darte and stayed friends afterwards, and 'friend' element is muchmore relvant than the 'ex' part. 
    It's really common for one of us to buy tickets for something we both want to go to and the other to pay them back, or for one of us to pay for a meal and the other to pay thm back or pick up the next one, so we both know that the other person is trustworthy.

    There are other, including some family members, whoI wouldn't lend money to unless I was willingto see it as a gift  becasue I wouldn't fell confiodent that I would get it back.

     OP, in your cae, if she texted you and awas explicitly askingto borrow the money then you would be a fairly srtong position to ask for it back and possibly even go via small claims if need be, as it would be very hard for her to claim it was a gift, but it's probably nt worth it for £200.

    I would however text her again to sugget a repayent arrangement, maybe £50 a month , and see what she says. 
    All posts are my personal opinion, not formal advice Always get proper, professional advice (particularly about anything legal!)
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