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2023 Mortgage-Free Wannabes
Comments
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#56 with an overpayment for November of £550. xxSave £12k in 2025
#36 2025: Target £15k / £9,498
#39 2024: Target £10k / £13,623 (exceeded)
#39 2023: Target £3k / £4,415 (exceeded)
MFW member No.56
2025 Overpayment Target £4k / £2,875.32
2024 Overpayment Target £7k / £7,683 (exceeded)2023 Overpayment Target £5k / £9,358 (exceeded)Mortgage total May ‘23: £119,202. Jan ‘25: £96,098. Current June '25 £92,751
Pay-off: 1st April ‘34, 1st Sept ‘33, 1st May '33, 1st April '33, 1st March '33, 1st Aug '32, 1st Sept '31
MFiT-T7 #15
Target £70k1 -
#40 reporting with savings of £3,400 in October, many thanks @julicornMortgage free as of March '25!
£240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
Mortgage paid off 19 years early.
2025 MFW #40
2025 Goals
Pay off mortgage of £55k for good! - £55k/£55k paid - mortgage free!!!
Keep emergency fund at £10k - £10k/£10k - goal met!
Lose 12 kgs - 3/12 kgs lost so far
Try 1 new activity/experience as a family each month - 0/12 new activities/experiences tried
Decluttering - declutter 500 items from house and outbuildings - 136/500 items so far1 -
Hi there Julicorn #57 reporting in for October
OP (savings) at end of Sep 23 of £250+£250+£57.88+£563 = £557.88
My total this year £8137 /£10800
Kind of on target - annual costs caught up with me hence the strikeout. May still make target but not looking likely.Maybe £10K
I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine1 -
No 6 with an OP of £35Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 371 -
Hi
#49 reporting overpayments as follows:
October - £160
November - £240
Thanks Julicorn!
CS xMortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
2025 MFW #70: £1,974 / £4,000.
Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
Mortgage freedom can’t come soon enough!1 -
Afternoon all,
a bit waylaid by life, but no 39 here to report some good OPs:
July - £300
August - £400
Sept - £400
Oct - £400
Nov - £545
Total now £3742 and target reached
Thanks julicorn
WpxMortgage 1 (BTL) Jan '24 £102,500
Mortgage 1 OP pot (July ‘22 - July ‘27) £7,300/£19,500
Mortgage 2 (joint forever home) Jan '20 £244,500, Jan '21 £235,000, Jan '24 £202,0001 -
#63 here and beyond embarrassed to have provided no updates since April. No idea where the months have gone!!
Things are on track and am starting to consider moving to a bigger house (and no doubt a bigger mortgage). But before I get too ahead of myself, best report the following OPs
May = £1,256.78
Jun = £1,256.78
Jul = £1,256.78
Aug = £1,256.78
Sep = £1,256.78
Oct = £1,256.78
Nov = £1,256.78
Waiting for Dec O/P to go through and I will aim to top it up just shy of the 10% allowance - leaving a few pounds of wiggle room to avoid ERC.
MFW 2021#79
Mortgage start date: May 2020 @ £269,264
Mortgage left: April @ £186,5001 -
Hi @julicorn - can I make an update for November please? #30 paid £120. Thanks :-)
Aiming for mortgage free by September 2030
Balance 1.1.20 - £69,701.80
Balance 1.1.21 - £63,699.80
Balance 1.1.22 - £57,762.80
Balance 1.1.23 - £53,074.20
Balance 1.1.24 - £47,902.00
Balance 1.1.25 - £44,141.20
over payments 2025 = £1,390/£1,500 /// invested 2025 = £900/£1,500 = TOTAL (YTD) £2,290/£3,0001 -
Hello everyone
this #34 here with updates
September £50
October £50
November £50Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),Target is to pay it off in 10years(by 2030🥳).MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
Am a single mom of 4.Do not wait to buy a property, Buy a property and wait. 🤓1 -
#35 checking in - missed reporting about October! £400 for October.
I'm a little behind but hoping I can make up the gap in November and December overpayments.Mortgage: £116,060 (Apr 2024)
Initial MF date: Apr 2048
Current MF date: Dec 2044
MFW 2022 #98 £2,2000/£1,800
MFW 2023 #35 £7,510/£7,500
MFW 2024 #24 £1,225/£5,000
MFi3-T6 #41 £21,231/£27,495 (Mortgage Target £110,000)
Weight Loss Q1 24: 5/12lbs1
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