The Secret DFW Diary of Eamd Aged 13¾

embarrassed_about_my_debt

pania wrote: »

Hey hon, you are doing fab! a good to hear that snooper and experian are gone.

Worked out i hadnt updated the snooper for two months minimum and experian isnt needed permenantaly so did it!

The odd occasional treat shouldn't be frowned upon, we are all human after all so a fiver on a weekend is to be enjoyed guilt free (expecially if it is a nice soggy curry with loads of sauce!! yumumumumum!!!! are you a mushroom rice or a pilau rice kinda guy?

Ended up being a Kebab! :rotfl: Im a Keema rice sort of guy

You're whacking £50's off that debt left and right centre, the abbey card will be gone on no time.

I hope so, cutting down on things alot. all though i had to take money out for bowling tonight, pool tomorrow and petrol today so that was £60 but that is all budgeted for!

Have to say bless to grandad though, that is so lovely.
And LOL to the home gym!! bad! very bad!!! sadly is the fate of most home bought gym equipment to sit in a corner until sold on ebay, any chance of having a bit of a work out, just to make it feel loved? ;-)

Yea he does it regardless of when he sees us, we dont get to see him as much since we moved down here so he sees it as just catching up :rotfl:

Funnily enough im going to ebay it and get rid of it, its all folded away in the shed so not going to get it all out and set up, looks brand new!

pania

embarrassed_about_my_debt wrote: »

I hope so, cutting down on things alot. all though i had to take money out for bowling tonight, pool tomorrow and petrol today so that was £60 but that is all budgeted for!

Doesn't it feel lovely when it is all budgetted for. pre LBM i used to do a budget, excluding petrol food and playtime and kid myself i was fine and dandy. then when i couldn't buy anything other than a loaf of bread or drive my car to work I realised my budget needed a rethink!!
Budgetted for christmas for the first time ever this year feels sooooo good, so congrats on that one definately.

embarrassed_about_my_debt wrote:

Funnily enough im going to ebay it and get rid of it, its all folded away in the shed so not going to get it all out and set up, looks brand new!

have you used it ever?:rotfl: That should make a nice large dent into that abbey CC then!

Any news from MBNA or are you still battling with them?

embarrassed_about_my_debt

My only budget before hand was transfering a set amount each week out of my main account to cover my bills, then everything else got spent! And if i couldnt afford it then out came plastic fantastic :roll:

Would love to wait till next week to do the petrol but the orange light came on last night and need to pop out later so will just fill up then.

Sorry home gym was a bit of an over description, its more like a weights bench with a few add ons :rotfl: got an exercise bike aswell (forgot about that) so will get a bit but not a huge dent.

Didnt get a chance to ring MBNA/Abbey yesterday and wont get a chance today so will need to try and do it thursday/friday

embarrassed_about_my_debt

Just spending today waiting to get paid tomorrow so i can see some movement on my debts. :j

Worked a good chunk of overtime this week so will all be going onto my abbey card, along with some money i transferred over today ready to go tomorrow.:T

My Abbey card is going to take a hammering tomorrow! :dance:

embarrassed_about_my_debt

YAY! Got paid my overtime today, £358 for the week so going to transfer £650 to my abbey card so that will be down to £1100.

Thats 50% of my clear a debt by april challenge done! Also doing well on my weekly challenge!

Just going to update my sig!

pania

thats fab news welldone you!!! what a nice pay packet for the week,do you still get paid weekly you lucky thing!!!

embarrassed_about_my_debt

Thanks P!

combination of both (long story)

Monthly covers my car loan plus a bit. Weekly has to cover everything else!
Yea love this time of year for the overtime! :T

My Loan comes out on 20th so total debt will then be below £13K :j

Only spent about a fiver at pool last night so that wasnt too bad!:D

pania

cracking!! :j i got paid on the 19th dec, trying to eek it out until 25th when we get paid again!!!! things are getting a bit tight i can tell ya! would love to be paid weekly or fortnightly. next payday my debt enters the 26k's for the first time in years (from 39k at highest , lovely to se it coming down isn't it? :T and what of MBNA?

embarrassed_about_my_debt

Is nice, used to hate when i got paid monthly in my old job!

Well done, thats great! Your obviously working hard at it.

:A Forgive me DFW's for I have sinned, i havent rang MBNA yet I did say thursday or friday

Will try and ring them lunch time and see what they say, worse thing they can say is no right

pania

you know that kick up the butt i mentioned......;-)