UPDATED 13th December
H2B £9250 Zopa: £7,500 / £4127 Tescobank: £3535.87 / £387
Barclaycard: £6400 / £0 Very: £1900 / £0 Next: £750 / £0 Fluid: £450 / £0
Challenge to make an extra £10 a day in December 2022 ~ Everyone Welcome

575 Posts

Hello everyone and welcome to this month's challenge. This is the 184th month of the challenge which was started by Batgirl in September 2007.
The purpose of this challenge is to try and make an extra £10 a day on top of your normal income to help things along eg paying off debt, making savings, paying for holidays, overpaying mortgages or even extra spending money. Every little helps!
Here is a link to the original thread as I am sure some of you are interested to read where it all began.
The purpose of this challenge is to try and make an extra £10 a day on top of your normal income to help things along eg paying off debt, making savings, paying for holidays, overpaying mortgages or even extra spending money. Every little helps!
If you feel £10 is too much, why not start at £5 (or less if you want)? Or, if you're brave, join those who aim for £20 a day! Anything extra you make is great so set whatever target you think you can manage. It also doesn't have to be £10 each and every day - some days you make more and some days you make less, but aim for £310 (or whatever your target is) extra at the end of the month.
The idea is that everyone posts how they are making extra money and these shared ideas help all of us to learn new ways to help cut debt or earn/save money. This isn't a competition to see who can make the most; everyone is on their own journey and doing a variety of different activities to raise extra funds, so please set your own target, do your own thing,
Thanks to Batgirl for starting it and for everyone who has kept it going for over 15 years.
Hope you join us and see how much you can make this month! If you would like some ideas, or recommendations, or just check-in for a bit of encouragement, this thread is for you!
Total: OG Debt £20,512 / Current £13,764
LBM: Date 24th January 2022 - DFW: Date 31st October 2023 (OG December 2024)
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Cashback on things you're buying - Topcashback and Quidco are the two main sites along with Swagbucks. Some bank accounts and credit cards also give cashback so check out yours.
Sell your old books/DVDs/CDs/games here:
Amazon.co.uk, play.com, webuybooks, zapper, CEX
eBay - a place to sell anything and everything.
Gumtree, Preloved, cquot, ebid, craigslist, vivastreet, netmums.com, trade-it , Friday ad, priceminster - these are all places you can sell items too.
Survey sites - mysurvey and pinecone, prolific academic tend to be the best but there are many more it really depends on you finding the ones that work best for you - toluna, harris poll, valued opinions etc
also join Topcashback and Quidco - type in surveys in the search engine and some will pay you to join up with them.
Make money from recycling - mobiles, ink cartridges,
etsy and folksy - If you enjoy making crafts why not have a go at selling them on etsy or folksy. They've been getting increasingly busier each year.
Collect loyalty points for shopping - Tesco clubcard, Boots Advantage card, Morrisons More card, Superdrug Beautycard, Nectar card (please let me know if there are any more loyalty cards to add)
You can also go through Nectar to earn points for shopping at ebay.
Trying to find other ways to make money? Check out the Boost Your Income board. It is full of ideas, including survey companies and product testing.
Keep reading for lots more ideas on how to make more money each month.
H2B £9250 Zopa: £7,500 / £4127 Tescobank: £3535.87 / £387
Barclaycard: £6400 / £0 Very: £1900 / £0 Next: £750 / £0 Fluid: £450 / £0
Total: OG Debt £20,512 / Current £13,764
H2B £9250 Zopa: £7,500 / £4127 Tescobank: £3535.87 / £387
Barclaycard: £6400 / £0 Very: £1900 / £0 Next: £750 / £0 Fluid: £450 / £0
Total: OG Debt £20,512 / Current £13,764
So starting off the month with £5 which landed in my PP account to day from SBs.
Good luck everybody.
LBM 2015 - debt at £57K / Dec 2022 now £34,793
Feb extra to DMP/debts pot for F&F settlements £0/Total now £74(this will fluctuate if F&Fs are made)
Mortgage at Dec 31st 2022 £28,706
Total Mortgage overpayments for 2022 was £240.
Total so far in 2023 is £10
Feb extra to DMP/debts pot for F&F settlements £1/Total now £75(this will fluctuate if F&Fs are made)
Challenges
EF #68 £180/£1000
Christmas 2023 #3 £56/£365 (as I am saving for Christmas & birthdays, total will fluctuate through the year)
Penny a day 2023 #12 £10.31/£667.95
Make £5 a day - Feb £27.69/£140
NSDs for Feb 1/16
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-down-the-savings-up
H2B £9250 Zopa: £7,500 / £4127 Tescobank: £3535.87 / £387
Barclaycard: £6400 / £0 Very: £1900 / £0 Next: £750 / £0 Fluid: £450 / £0
Total: OG Debt £20,512 / Current £13,764
H2B £9250 Zopa: £7,500 / £4127 Tescobank: £3535.87 / £387
Barclaycard: £6400 / £0 Very: £1900 / £0 Next: £750 / £0 Fluid: £450 / £0
Total: OG Debt £20,512 / Current £13,764
I feel exhausted after a busy month at work, busy month trying to make money, and - probably most challenging - a week of bad sleep. My youngest keeps calling me during the night anyway but these last few days he's been up more than usual.
So, after reaching my target last month and reaching my financial goal for the year - to end it with less than half debt I started it with - I am going to take it very slow this month. I have a mystery shop booked for tomorrow and a xmas fair to sew for, but other than that I intend to do pretty much nothing. I am off work starting the 19th until Jan so there's lots of duvet days and netflix in my future.
I will set myself a target of £5/day. I still have items listed on vinted, two mystery shops to pay (including the one Im doing tomorrow), and I will log into prolific once in a while. However, I won't be upset if I come under £155 for the month.
Good luck everyone, have a great month!
22.12.2022 - CC (0%) £11,168 / Loan £0 / EF £1,550
I must admit, I was going to go for £5 a day as well, but I deleted it and put £10 because I do need to try still - particularly as Christmas is always my problem!
H2B £9250 Zopa: £7,500 / £4127 Tescobank: £3535.87 / £387
Barclaycard: £6400 / £0 Very: £1900 / £0 Next: £750 / £0 Fluid: £450 / £0
Total: OG Debt £20,512 / Current £13,764
LBM 2015 - debt at £57K / Dec 2022 now £34,793
Feb extra to DMP/debts pot for F&F settlements £0/Total now £74(this will fluctuate if F&Fs are made)
Mortgage at Dec 31st 2022 £28,706
Total Mortgage overpayments for 2022 was £240.
Total so far in 2023 is £10
Feb extra to DMP/debts pot for F&F settlements £1/Total now £75(this will fluctuate if F&Fs are made)
Challenges
EF #68 £180/£1000
Christmas 2023 #3 £56/£365 (as I am saving for Christmas & birthdays, total will fluctuate through the year)
Penny a day 2023 #12 £10.31/£667.95
Make £5 a day - Feb £27.69/£140
NSDs for Feb 1/16
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-down-the-savings-up
I'll try for £10 a day again for December please
Feb - £120.95/£280
Jan - £27.85/£496
Dec - £319.99/£310
Nov - £465.44/£300
Oct - £407.67/£310
Sept - £236.34/£300