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Ding! Ding! All change, please... (now replaced with new diary on MFW)

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Comments

  • Suffolk_lass
    Suffolk_lass Posts: 10,807 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have fun, and yes, have one for me too! I prefer light session bitters, personally
    Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • lucielle
    lucielle Posts: 11,679 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you’re having a great time. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • rtandon27
    rtandon27 Posts: 6,355 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Welcome back EH - so lovely to hear it went well!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)
  • lucielle
    lucielle Posts: 11,679 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like you all had a great time. Brilliant sales on the beer and I’d take that as a win. 
    Hopefully get a moving date very soon. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • jwil
    jwil Posts: 22,955 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad it went well :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • savingholmes
    savingholmes Posts: 29,135 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like it all went exceptionally well. Anyone would think you are a great organiser... 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £169.8K Equity 37.1%
    2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
    3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
    (If took bigger lump sum = 62.7K or 49.2%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.2K updated 16/1/26
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