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Ding! Ding! All change, please... (now replaced with new diary on MFW)
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It's nearly 21 years since we moved, but I can remember our removal van chaps were twitchy about moving just one item......our worm composter! It was perfectly enclosed & sanitary - they kept saying "Can't believe we're moving worms', "This is a first", etc. It was the 1st item they unloaded!
F2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 8.1kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)9 -
My DS1 is also moving on that date! Second the takeaway idea
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1245 -
I'm still in that mindset - I'm still convinced that something will go wrong, even though right now there are NO indicators that it's likely!Cheery_Daff said:Exciting to see it all getting closer! Love that you're planning exactly where things will go in the kitchen. When we moved, so many things went wrong with the process that after an initial flush of enthusiasm, I refused to believe it would happen at all until exchange - and consequently had 9 days to buy a second car and figure out what on earth we were going to do with several acres of fields 😂😂
Haha Pennies we're only moving a quarter of a mile down the road - and MrEH will indeed be dispatched off to the chippy on the moving in day evening as that's a family tradition!
There is a good chance ours are going to be moving several rubble sacks containing the contents of our current compost bin - complete with a large number of resident worms!foxgloves said:It's nearly 21 years since we moved, but I can remember our removal van chaps were twitchy about moving just one item......our worm composter! It was perfectly enclosed & sanitary - they kept saying "Can't believe we're moving worms', "This is a first", etc. It was the 1st item they unloaded!
F
(And that reminds me - I need to add a new compost bin to the Big River list - the current one is simply a large black plastic dustbin with the base cut out!).
Box delivery is booked for tomorrow so we'll really be able to get cracking then!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her8 -
They probably thought they would have worms crawling all over the van....lol. I remember our removal men making lots of comments about how many boxes of Christmas decorations we had. Think that was when I realised it was time to start decluttering....lol. We really did have far too many.foxgloves said:It's nearly 21 years since we moved, but I can remember our removal van chaps were twitchy about moving just one item......our worm composter! It was perfectly enclosed & sanitary - they kept saying "Can't believe we're moving worms', "This is a first", etc. It was the 1st item they unloaded!
FMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,084....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £700/£3000
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Studies/surveys October £29.25
Decluttering items 1346/2025
Books read 19
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up6 -
Does your council offer subsidised compost bins? Might be worth a look and see if you can save some cash."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4
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All sounding very exciting, not long now bet you can’t wait. I can’t remember what we did when we moved it was that long ago we last moved - 1992 😱We only moved up the road and round the corner not far at all just a bigger house.I get knocked down but I get up again (Chumbawamba, Tubthumping)5
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All getting very real and exciting 👍January spends - £587.583
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LOL at moving home made compost...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/252 -
Not long to go
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Ooh yes @jwil makes a good point, you said you're only moving a wee bit away but is it still the same council? Might be all sorts of new things you're entitled to if different. I spent years seething at a "new' council for not doing the free food waste pick-ups I assumed was standard practice, but they did do free garden waste collection 🤷♀️https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 56
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r64
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