📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Dazzling December's NSD Challenge!

Options
1101113151633

Comments

  • one more NSD for me today :)
  • cathybird
    cathybird Posts: 15,656 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 13 December 2022 at 9:52PM
    December

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    December targets
    Adeley 8/20 imageimage
    AnotherNewDay 9/10 imageimage beanielou 5/15 imageimage bekah89 7/15 imageimage cathybird 8/15 imageimage Crazycatlady2 5/10 imageimage funfairprincess 15 GeorgianaCavendish 5/17 imageimage HappyFriday05 5 herebeme 5/10 imageimage jammy dodger 10/15 imageimageimage LittleMissDetermined 8/15 imageimage Makingabobor2 6/15 imageimage QueenJess 7/20 imageimage Rupacomp 5/10 imageimage short bird 5/14 imageimage
    Newcomers welcome :)
  • Rupacomp
    Rupacomp Posts: 305 Forumite
    Fourth Anniversary 100 Posts Name Dropper Photogenic
    One more for me today x
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • Hi all!

    very late to the party but is it ok for me to join in?

    this is the first month that I’ve religiously tracked our family spending and tbh I am shocked! 

    We have spent money every day so far this month and it is a habit we definitely need to change.

    om just going to aim for 5 for my first month :) 
    mortgage amount as at March 24: £164,467
    mortgage end date as at March 24: Jan 2046

    2024 overpayments £769/£1000

    Daily interest rates: £8.16/£3.37


  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 15,656 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 12 December 2022 at 11:08PM
    Well done AnotherNewDay (for yesterday and today), Adeley, bekah89, Makingabobor2, LittleMissDetermined, short bird, QueenJess, jammy dodger, herebeme, Rupacomp and beanie
  • cathybird
    cathybird Posts: 15,656 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi HappyFriday05 image and welcome image I've added you to the list, best of luck with the challenge! image
  • Hi Cathy, I've decided to take a break from social media etc until after Xmas. Things are busy and I'm wanting to spend my free time with family. I hope you all have a great Xmas x
  • cathybird
    cathybird Posts: 15,656 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 13 December 2022 at 1:20AM
    Hi Cathy, I've decided to take a break from social media etc until after Xmas. Things are busy and I'm wanting to spend my free time with family. I hope you all have a great Xmas x
    @Adeley, okey dokey, thanks for letting me know - have a lovely Christmas, see you before the New Year I hope xx :)
  • Hi, I am waiting in for a delivery today so claiming it as a NSD early.
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.