H2B vs Cash ISA

Hello, I've been paying into a H2B ISA for around 3-4 years with Nationwide

I realistically don't believe I will get the benefit of it now given the current house prices & the criteria for redemption

I have thought about opening a cash ISA with Virgin Money with a higher interest rate - however not sure if this is possible due to the ISA rules, could you please clarify my options

thank you 



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