A&L or Lloyds TSB

localshop

ejones999 wrote:

If you have had an account which you close and then reopen the application will pick up the old customer files and therefore you will not be technically new to bank customer and probably will not get the incentive paid.
Eric

That's not what it says on this leaflet - not a word on having to be a new customer - or anything about joint accounts - or references to further T&C elsewhere. Looks to me as though existing customers can benefit if they open a Classic, Plus, Added Value, Premier, Under 19 or Graduate current account and complete the appropriate form.

MarkyMarkD

ejones999 wrote:

If you have had an account which you close and then reopen the application will pick up the old customer files and therefore you will not be technically new to bank customer and probably will not get the incentive paid.
Eric

There's no "technically" about that - you are NOT a new to bank customer if you pointlessly close and reopen an account.

localshop

MarkyMarkD wrote:

There's no "technically" about that - you are NOT a new to bank customer if you pointlessly close and reopen an account.

To satisfy the T&C specified in the leaflet you do not need to be 'new to bank' - All it demands is that you open one of the qualifying accounts on the recommendation of a friend or family menber.

I appreciate this is not the same as the online T&C but in my naiveity I expected Lloyds to have only one set of T&Cs for this offer. Suggest anyone who wants to open an account with Lloyds asks them to supply copies of all versions of T&C that may apply.

The wife thought they 'could try harder' when she picked them up for the spelling in their application form.

localshop

I am an idiot. I have found the line saying you only get one incentive per account at line 3 of para 1 of general information on the back page of their leaflet.

I could try and make excuses suggesting that this is inconsistent with the way they describe the process of qualifying for the the incentive but when you are in a hole - stop digging.