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Prosperous soul, mortgage neutrality & creativity Year 2

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  • SuperSecretSquirrel
    SuperSecretSquirrel Posts: 1,059 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 11 December 2022 at 11:13AM
    Macaroni milk sounds like rice pudding but with pasta instead of rice... Pasta pudding? 🤔

    I had wondered about it too, but figured it was some well known SW recipe that everyone else knew well!
  • beanielou said:
    What is maccaroni milk?

    I thought it was just me who didn't know what macaroni milk was
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  • Humdinger1
    Humdinger1 Posts: 2,303 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Love that expression 'habit cleanse' @savingholmes! A darn good idea...it's scary how habits can creep up I find.  But we're all aware on the boards here znx czm nip it in the bud.  Onwards and upwards love Humdinger xx 
  • beanielou
    beanielou Posts: 95,664 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Loving the lights  :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
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  • savingholmes
    savingholmes Posts: 28,974 Forumite
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    Frost is pretty 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • ruby_eskimo
    ruby_eskimo Posts: 4,795 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Pictures are beautiful @savingholmes - there's something about frost tipped plants that just gets me.  We used to serve macaroni milk as a pudding to patients in hospital (about 10 years ago when we still served them batch cooked meals and not the microwave things they do now) and I've never been able to get my head around it 😂  We had some more insulation added to our loft and can notice the difference with the upstairs now being considerably warmer than downstairs!  Hope you have a nice evening at the pub with your friend.
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
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  • Loving the frosty photos!! 😁
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