Prosperous soul, mortgage neutrality & creativity Year 2

Blackcats

You've been busy!  The bed linen all sounds lovely.  I like how a change of bed linen can really transform the look of a room.  (That's probably why I've got way too many quilt covers). 

Do you have a date for the photos to be done?

jwil

That's amazing progress on an epic list, well done!

skint_spice

Exciting stuff, good luck going ahead.

savingholmes

Thanks Beanie, Jwil, Skint and Blackcats

On the photos I want them done asap. I'm much better at making dramatic change quickly rather than sustained change - so just trying to get as good as I can before the photos. Ideally this weekend/Monday.

I bought some purple flowering Salvia yesterday, 2 white dahlias and a pink hydrangea. Need to get them planted but they add colour and drama. I also need to mow the front lawn tonight or in the morning. I have watered my plants today.

Next up is get dressed and nip to get the cupboard paint. Then I want to quickly paint the kitchen tiles before work. Then the handyman in theory is coming back this evening to touch up the paint on the cupboards - which means paint all the white areas - and possibly the grey if it needs it. Ideally I need him to paint the kitchen window sill too - or I'll need to.

DD improved her room slightly. There's more left to do though but just her desk top and one cupboard top left now rather than the whole room. DS's room is neat enough for valuation but not right for photos yet. My room is virtually there. Just need to put the washing away - and ideally trash/donate some surplus clothes.

Ideally I need to stage the fourth bedroom (art/craft room). It's okay for the valuation - just needs improving for the photos.

I'll review the rest of the list later.

I got paid today & DD paid the missing £ - so I'm in a much better position now. Phew. £450 went to AVCs (extra pension). I paid some but still need to pay about £330 to CCs - but I'm holding back to see how much I spend on getting help in and project tart up. I'm due the £150 gov credit soon too which I'll put towards that, a further £75 is earmarked in an account, which leaves me about £100 left to find. It's on 0% so not the end of the world if it rolls over - but better if I nip that in the bud.

Have a good day y'all.

savingholmes

Will procrastination get my list done? I'm good at that. Still sat here... 

Sunshine_girl2

All your activity has made me finish off a decluttering task I started a month ago . You are doing so well with it all , your house will feel great even if you don't move . 

The house you viewed sounds ideal for you. 

savingholmes

Well I painted the drawer fronts before work with some other cupboard paint I found. Still debating whether to nip and buy grey paint for the kitchen cupboards. I think I should. I have however given myself longer to get everything done.

I have the valuation tomorrow but I've pushed the photos back to Monday so I have the whole weekend.

I've just heard back from the EA. The vendor wants closer to full asking. The EA encouraged me to come back for a second viewing - and then offer whatever I thought was sensible and worked for me. The implication came across strongly that the EA believes the vendor is 'reaching' and is unlikely to achieve their desired price. The vendor hasn't started looking at other property yet and the EA stressed again she'd had no offers on the property.

RM suggests it could be worth £260-330 which is a really broad range. It therefore gave an average price of £295K. It also said that property prices there had fallen 19% since 2021 and 6% since 2022. I therefore need to be really careful I don't offer more than it is worth.

savingholmes

I've booked tomorrow off to help get things done - and have asked if the photos can be done Monday.

mark55man

Good luck with the vendor - being a little hard nosed in the context of todays market on a property that has no other interest seems reasonable.  On the housing board they often say pay what you think its worth, or sometimes paying a few K more to break an negotiation impasse - if this is your last house then that's nothing when averaged over decades.  But not too much more obvs . 

Be careful not to commit too much emotionally before the numbers stack up.  

savingholmes

Thanks Mark - It's difficult on the emotional thing as I walked in and it immediately felt like it was home and meant to be. I'd only gone so that I didn't have regret - and thought I'd just be disappointed and cross it off my list - only that isn't what happened. However, I feel like it's meant to be - so I'm hoping that it all works out. If it doesn't my home will be a lot less cluttered and nicer to live in. It's all good.

My original photographers cancelled on me - they recommended someone else instead though. Hope it works out ok.

I nipped out at lunch and got white cupboard paint but they didn't have any of the grey I wanted. Debating options. 

I'm exhausted today - not helped by the heat and waking up super early. Missing my meds earlier in the week wasn't great either... Last night at Lidl I got a small leg of lamb for £5.64 which was 60% off. I was so happy. I had it with YS roasties I'd frozen from the other week. Plus butternut squash, green beans, onion and mushrooms. Really tasty. Plenty left for other days.
I'm tempted to go and have a nap but don't think I'd sleep. Alternatively, I am tempted to paint one side of the shed while I wait for the handyman to arrive. I ought to paint the tiles instead but that's a much stronger smell. 

I'll go upstairs and see if I can sleep first and if not I'll paint something.