Safe to change phone contracts?

173 Posts

Hi all
Mortgage offer from Santander, offered in August, expires 30th Dec.
Due to complete 8th December
My mobile phone contract is up and I want to change to a different provider which will of course include a credit check.
Mortgage offer from Santander, offered in August, expires 30th Dec.
Due to complete 8th December
My mobile phone contract is up and I want to change to a different provider which will of course include a credit check.
Obviously don’t want to rock the boat so close to completion, am I safe or should I wait until the house purchase is complete?
I’ve read some providers perform a last minute credit check before releasing funds and I’d never forgive myself if I messed things up by a simple mobile phone contract.
Thanks
Thanks
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Replies
Don't worry about it, the majority of lenders do not run a hard check at completion.
There are some cracking deals on with BF this week but I think for the sake of £5-6 a month saving, I’d rather give that up than run the risk of buggering the house purchase up!
https://forums.moneysavingexpert.com/discussion/6406410/mortgage-offer-pulled-3-days-before-completion/p2