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My long overdue journey to becoming debt free!!
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Good Morning Everyone!! And a very Happy Friday to you all!!
Checking in with my monthly balances, my tidying up is complete so I now only have 2 CCs, yes 2 CCs!! Whohooo!!
CC1 0% Mar 25 - £16200.00/£15640.00
CC2 0% Apr 25 - £10790.00/£10640.00
Debt paid off so far £20,346.96
Grand total left to pay = £46,626.96/£26,280.00
MPS.x
November 2022 - £46,626.96 / May 2025 - £5,970.00
Debt paid off so far - £40,656.96 (87.19%)
Current Challenges:
#10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off)
Completed Challenges:
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary1 -
Looking good.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Good Morning Everyone!! And a very Happy Friday to you all!! I know it's not June until tomorrow but all my bills are paid so checking in with my monthly balances a day early!!!
CC1 0% Mar 25 - £16,200.00/£14,800.00
CC2 0% Apr 25 - £10,790.00/£10,490.00
Debt paid off so far £21,336.96 (45.76% paid off)
Grand total left to pay = £46,626.96/£25,290.00
MPS.x
November 2022 - £46,626.96 / May 2025 - £5,970.00
Debt paid off so far - £40,656.96 (87.19%)
Current Challenges:
#10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off)
Completed Challenges:
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary0 -
Going down well 🥰🥰Sealed pot challenge 822
Jan - £176.66 :j1 -
Morning everyone, payday today so all my bills are paid, so I can check in with my balance updates for July now, here goes:
CC1 0% Mar 25 - £16,200.00/£13,190.00
CC2 0% Apr 25 - £10,790.00/£10,340.00
Debt paid off so far £23,096.96 (49.53% paid off)
Grand total left to pay = £46,626.96/£23,530.00
MPS.x
November 2022 - £46,626.96 / May 2025 - £5,970.00
Debt paid off so far - £40,656.96 (87.19%)
Current Challenges:
#10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off)
Completed Challenges:
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary1 -
Afternoon everyone, payday today so here is my monthly check in and my balance updates for August:
I am officially past the half way mark!!! Yippeeeeee!!!! A big mid-point thank you to everyone for supporting me this far!!
CC1 0% Mar 25 - £16,200.00/£11,730.00
CC2 0% Apr 25 - £10,790.00/£10,190.00
Debt paid off so far £24,706.96 (52.98% paid off)
Grand total left to pay = £46,626.96/£21,920.00
MPS.x
November 2022 - £46,626.96 / May 2025 - £5,970.00
Debt paid off so far - £40,656.96 (87.19%)
Current Challenges:
#10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off)
Completed Challenges:
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary5 -
Well done for paying off over half your debt!!!!Debt as at 5 June 2023 - £15,600.89
Current debt - £5,935.00
Total paid off - £9,665.89 (61% paid off)2 -
Amazing achievement, you must be pleased to know an end is in sight.*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
Well done!♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐1 -
Keep at it ☺️Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £175/£2601
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