We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
My long overdue journey to becoming debt free!!
Comments
-
Wow you have really powered through. Don't worry about the blip, the positive is that you know you made a mistake and stopped.
Keep going as you are doing amazingly 👏1 -
Naomim said:Wow you have really powered through. Don't worry about the blip, the positive is that you know you made a mistake and stopped.
Keep going as you are doing amazingly 👏November 2022 - £46,626.96 / September 2025 - £3,000.00
Debt paid off so far - £43,626.96 (93.56%)
Current Challenges:
#10 DFBXMAS25 £12120.00 / £15120.00 (80.15% paid off)
Completed Challenges:
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary0 -
Whohoo, I have finally been accepted onto Pr0lific!!! Up to almost £5 this morning alreadyNovember 2022 - £46,626.96 / September 2025 - £3,000.00
Debt paid off so far - £43,626.96 (93.56%)
Current Challenges:
#10 DFBXMAS25 £12120.00 / £15120.00 (80.15% paid off)
Completed Challenges:
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary1 -
YESSSSSS!!!! Welcome to the Prolific gangLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £28271
-
I am so excited!!! Hopefully this will help speed my journey up a bit too!!!November 2022 - £46,626.96 / September 2025 - £3,000.00
Debt paid off so far - £43,626.96 (93.56%)
Current Challenges:
#10 DFBXMAS25 £12120.00 / £15120.00 (80.15% paid off)
Completed Challenges:
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary0 -
Prolific is going well, so far I have a balance of £7.28 and £4.54 waiting for approval!
MPS x
November 2022 - £46,626.96 / September 2025 - £3,000.00
Debt paid off so far - £43,626.96 (93.56%)
Current Challenges:
#10 DFBXMAS25 £12120.00 / £15120.00 (80.15% paid off)
Completed Challenges:
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary0 -
Morning everyone, just checking in with my monthly balances:
CC1 0% Jan 24 - £4825.00/£2385.00
CC2 0% Jun 24 - £14258.00/£13325.00
CC3 0% Nov 24 - £6456.02/£5570.00
CC4 4.9% May 26 - £16888.98/£14130.00
Debt paid off so far £11216.96
Grand total = £46,626.96/£35,410.00
MPS.x
November 2022 - £46,626.96 / September 2025 - £3,000.00
Debt paid off so far - £43,626.96 (93.56%)
Current Challenges:
#10 DFBXMAS25 £12120.00 / £15120.00 (80.15% paid off)
Completed Challenges:
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary1 -
The good thing about PA surveys as lots of them feel like games and rarely ever boring
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £28270 -
They really do, it's not been a chore doing them at all! I cashed out £16.38 this morning as well!!xNovember 2022 - £46,626.96 / September 2025 - £3,000.00
Debt paid off so far - £43,626.96 (93.56%)
Current Challenges:
#10 DFBXMAS25 £12120.00 / £15120.00 (80.15% paid off)
Completed Challenges:
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary1 -
MissPennySave said:They really do, it's not been a chore doing them at all! I cashed out £16.38 this morning as well!!xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £28270
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.6K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.9K Spending & Discounts
- 244.6K Work, Benefits & Business
- 599.9K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards