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My long overdue journey to becoming debt free!!

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Comments

  • Naomim
    Naomim Posts: 3,186 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Wow you have really powered through. Don't worry about the blip, the positive is that you know you made a mistake and stopped. 

    Keep going as you are doing amazingly 👏 
    Credit Cards NOV 2019 £33,220.42 Sept 2025 £16,515.00 Here's my diary: A Ditherer's Diary Again
  • Naomim said:
    Wow you have really powered through. Don't worry about the blip, the positive is that you know you made a mistake and stopped. 

    Keep going as you are doing amazingly 👏 
    Thank you  :)
    November 2022 - £46,626.96 / September 2025 - £3,000.00
    Debt paid off so far - £43,626.96 (93.56%)

    Current Challenges:
    #10 DFBXMAS25 £12120.00 / £15120.00 (80.15% paid off) 

    Completed Challenges:
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • Whohoo, I have finally been accepted onto Pr0lific!!!  Up to almost £5 this morning already  B)
    November 2022 - £46,626.96 / September 2025 - £3,000.00
    Debt paid off so far - £43,626.96 (93.56%)

    Current Challenges:
    #10 DFBXMAS25 £12120.00 / £15120.00 (80.15% paid off) 

    Completed Challenges:
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • YESSSSSS!!!! Welcome to the Prolific gang :) 
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £2827
  • I am so excited!!!  Hopefully this will help speed my journey up a bit too!!!
    November 2022 - £46,626.96 / September 2025 - £3,000.00
    Debt paid off so far - £43,626.96 (93.56%)

    Current Challenges:
    #10 DFBXMAS25 £12120.00 / £15120.00 (80.15% paid off) 

    Completed Challenges:
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • Prolific is going well, so far I have a balance of £7.28 and £4.54 waiting for approval!  B) MPS x
    November 2022 - £46,626.96 / September 2025 - £3,000.00
    Debt paid off so far - £43,626.96 (93.56%)

    Current Challenges:
    #10 DFBXMAS25 £12120.00 / £15120.00 (80.15% paid off) 

    Completed Challenges:
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • MissPennySave
    MissPennySave Posts: 429 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    edited 3 October 2023 at 7:19AM
    Morning everyone, just checking in with my monthly balances: 

    CC1 0% Jan 24 - £4825.00/£2385.00
    CC2 0% Jun 24 - £14258.00/£13325.00
    CC3 0% Nov 24 - £6456.02/£5570.00 
    CC4 4.9% May 26 - £16888.98/£14130.00

    Debt paid off so far £11216.96

    Grand total = £46,626.96/£35,410.00

    MPS.x  B)
    November 2022 - £46,626.96 / September 2025 - £3,000.00
    Debt paid off so far - £43,626.96 (93.56%)

    Current Challenges:
    #10 DFBXMAS25 £12120.00 / £15120.00 (80.15% paid off) 

    Completed Challenges:
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • The good thing about PA surveys as lots of them feel like games and rarely ever boring
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £2827
  • They really do, it's not been a chore doing them at all!  I cashed out £16.38 this morning as well!!x
    November 2022 - £46,626.96 / September 2025 - £3,000.00
    Debt paid off so far - £43,626.96 (93.56%)

    Current Challenges:
    #10 DFBXMAS25 £12120.00 / £15120.00 (80.15% paid off) 

    Completed Challenges:
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • They really do, it's not been a chore doing them at all!  I cashed out £16.38 this morning as well!!x
    Nice work!
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £2827
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