My long overdue journey to becoming debt free!!

MissPennySave

Morning everyone, not much to update on today, I just sent £350 to CC1 so the balance is now £375, the DD comes out later in the month which will bring it down to £350, then on March payday it will be gone (well it will have £25 balance until the final DD comes out in March)!! 17 days and counting!!! MPS  x

LittleMissDetermined

Ooh I wonder if you can make the extra £25 in surveys or sales before then?

MissPennySave

Ooooooh, great idea....or Vinted!! 

EDIT: Doh, I see you said sales as well!!  It's still early my brain isn't working at full steam yet haha.x

shell16

Great news on Credit Card 1 being so nearly cleared.  That will be a huge motivator for you!
Shell x

MissPennySave

Morning all, not much to report today!  Under budget on my weekly shopping, and I just realised that not only will CC1 be gone in 15 days, I will also be leaving the £40ks behind me and will enter into the £30ks! Progress!!!  MPS  x

shell16

Yes progress indeed, will motivate you further too! You are doing well coming in under budget for your weekly shopping also!  What will you be doing with this surplus?
Shell x

MissPennySave

Thank you.  At the moment I am keeping all surplus in my savings pot each month for emergencies, this way it ensures I never have to reach for the CC again, I'm making good in roads into my debt so for now I'll stick to this plan.x

shell16

MissPennySave said:

Thank you.  At the moment I am keeping all surplus in my savings pot each month for emergencies, this way it ensures I never have to reach for the CC again, I'm making good in roads into my debt so for now I'll stick to this plan.x

Again thats a good thought process and plan! x

LittleMissDetermined

Congrats on the milestone of getting into the 30's it will definitely spur you on x

Elisheba

Ooh, it's lovely when you hit a big number! Really motivates you and feels like you are getting somewhere!