Credit or Debit Card as a backup

kah22

I'm going to Germany / France on a short break. While I have what should cover me cash wise, if I do need to use a card is it best to use a Credit or Debit Card?

eskbanker

Neither is inherently better than the other, it all comes down to which ones you have, as some are more suited to non-sterling spending than others, so read through the MSE guide:

https://www.moneysavingexpert.com/credit-cards/travel-credit-cards/

NoodleDoodleMan

As above.

If you need one in a hurry then I believe Metro Bank can do either/both as you wait - means visiting a branch of course - and there may not be one within convenient travelling distance.

Both are good for France & Germany, however they are only "user friendly" in SEPA countries.

https://www.ecb.europa.eu/paym/integration/retail/sepa/html/index.en.html

Turkey is one popular destination where fee free benefits don't apply.