Virgin M Plus reopen once switched?

56 Posts

Does anyone happen to know how long Virgin make you wait to reopen another account with them once you’ve switched out?
Just done my first switch today to the Lloyds Club to bag £150! Hoping it’s all done right!
Just done my first switch today to the Lloyds Club to bag £150! Hoping it’s all done right!
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Most banks will allow you to open a fresh account, the main exceptions being Monzo and Starling - and First Direct/HSBC can be a bit sniffy too (not to mention they take *ages* to open accounts in any case).
Customer service is shocking! Makes me not want to move from my first direct account I have as they are good!
OP if you've successfully switched to Lloyd's why don't you just open a second current account with them while you're there? Should be very quick.
PADing in 2023
___________________________________________________________________________________________
RIP Mum & Dad - thanks for helping me on my journey to be
Debt and Mortgage free from 2018
On trying on line, I was told I couldn't proceed as "I looked familiar" and should telephone.
I do have a log in for Virgin savings although the accounts are empty and formerly had a current account with Yorkshire Bank that was closed years ago.
After a good twenty five minutes I managed to get through to an operative who said she would pass me to the account opening team who could open an account on line.
Another twenty minutes to speak to another operative who explained that they would have to deregister me from the legacy Yorkshire Bank system (why was I still on it?} and then I would be sent a 10 digit code by text.
I would then need to apply on line again and reply yes to the question relating to existing current accounts (even though I don't have any) and this would allow me to proceed with an application.....
No ten digit code has yet been received.......
Nul points (as the French would say) toVirgin Money.......
Just what I was planning to do but I am now wondering whether I can face the hassle....