Birmingham Midshire account closures - advice on setting up direct debits elsewhere

28 Posts

Morning everyone,
I'm looking for some advice, please.
The closure of BM accounts means I will lose a monthly direct debit and no longer qualify for the Halifax Reward £5 per month for having two active monthly direct debits. As we all know, every little bit helps at the moment, so could anyone recommend another bank which will allow deposits to the account by direct debit?
Thank you
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Plum with robo saving are a quick one to setup as well
You don't need DD's for the cashback.
This is not investment advice.
Your money may go "down and up and down and up and down and up and down ... down and up and down and up and down and up and down ... I got all tricked up and came up to this thing, lookin' so fire hot, a twenty out of ten..."
As for alternatives for DDs, there's a few good suggestions discussed here: https://forums.moneysavingexpert.com/discussion/5734632/savings-accounts-accepting-dds
Otherwise:
Reshuffle legitimate household bills that can be paid by DD (ie. electricity, gas, water, internet, council tax, credit card, etc).
Moneybox/Plum/PayPal/Ecology BS
Some local building societies/credit unions offer savings that allow saving by DD
Charities
Between me and OH we have v. little use on a few CCs, especially since the cashback on Chase.
If your mob network provider doesn't do DDs - ask for continuous payment against one of the hitherto unused cards.
So one low payment pm on that card. I set up to pay that CC by DD.
Do the same for prescription pre payment (if that is value for you) on a different card.
Can do car road tax by monthly DD.
You can pay TV licence by DD, but the monthly option is rubbish.
Note I'm only suggesting subscribing to things you get no or v.little cash back on the Sant123 acs.
I'm not a Halifax customer so I'm not sure if they specify the DDs must be different ones, as opposed to the RBS/NatWest accounts which allow both DDs to be from the same provider.
(Club Lloyds & BOS vantage do)
Don't forget that many Council Tax are taken as 10 payments - which messes up the system if you need 12! But you can ask them to change mandate to 12 payments
I also have a couple of extra CCs. If needed I spend a small amount on one or two of them every month
Ecology BS takes a good while to set up
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Many thanks
-Stash busting: 337 in 2022 Stash busting: in 2023. 18 doggy duvets, 13 bags, 2 scrunchies, 2 mittens, 2 bootees, 3 glass cases = total 40 ...£3.98 spent
Every council will offer 12 monthly instalments as a payment option, you might have to ask them to change you over to it however.