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M and s credit card club

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  • fordyms
    fordyms Posts: 32 Forumite
    Second Anniversary 10 Posts Photogenic
    Sncjw said:
    fordyms said:
    Depends - you really need to use your card a lot to make it worthwhile.  We shop at M&S because the food is much better quality and we tend to spend less, because we buy what we want, not what the big supermarkets want us to buy.  Perks are extra points at M&S, £12 birthday voucher & £15 when you sign up (I think), free next day delivery on the website. The extra points soon add up for the quarterly vouchers.
    How many points do you need to get a vicuher? 
    100 = £1.00  Minimum £5 vouchers though.  Funnily enough I got mine through the post today, plus free hot drinks in the cafe and loads of extra points offers.
  • surreysaver
    surreysaver Posts: 4,807 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sncjw said:
    I got approved once I submitted application. It takes 5 days to get the card and PIN if that's what you.mean.
    No. As I said, it said I would hear within five working days about my application. 
    I consider myself to be a male feminist. Is that allowed?
  • NoodleDoodleMan
    NoodleDoodleMan Posts: 4,261 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    edited 9 November 2022 at 9:37PM
    fordyms said:
    Sncjw said:
    fordyms said:
    Depends - you really need to use your card a lot to make it worthwhile.  We shop at M&S because the food is much better quality and we tend to spend less, because we buy what we want, not what the big supermarkets want us to buy.  Perks are extra points at M&S, £12 birthday voucher & £15 when you sign up (I think), free next day delivery on the website. The extra points soon add up for the quarterly vouchers.
    How many points do you need to get a vicuher? 
    100 = £1.00  Minimum £5 vouchers though.  Funnily enough I got mine through the post today, plus free hot drinks in the cafe and loads of extra points offers.
    I suspect there is a bit of confusion here ?
    Aren't the points you get from using your M&S credit card a completely separate benefit from being a member of the Rewards Club, previously known as Premium Club ?
    Only the Rewards Club entitles the holder to the "free drinks" and a birthday treat voucher (£12 ?),  the £65 (?) goods vouchers, plus free next day delivery for online delivery.
    You don't have to sign up for RC membership to get the shopping points from using an M&S credit card.

  • Sncjw
    Sncjw Posts: 3,562 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    fordyms said:
    Sncjw said:
    fordyms said:
    Depends - you really need to use your card a lot to make it worthwhile.  We shop at M&S because the food is much better quality and we tend to spend less, because we buy what we want, not what the big supermarkets want us to buy.  Perks are extra points at M&S, £12 birthday voucher & £15 when you sign up (I think), free next day delivery on the website. The extra points soon add up for the quarterly vouchers.
    How many points do you need to get a vicuher? 
    100 = £1.00  Minimum £5 vouchers though.  Funnily enough I got mine through the post today, plus free hot drinks in the cafe and loads of extra points offers.
    I suspect there is a bit of confusion here ?
    Aren't the points you get from using your M&S credit card a completely separate benefit from being a member of the Rewards Club, previously known as Premium Club ?
    Only the Rewards Club entitles the holder to the "free drinks" and a birthday treat voucher (£12 ?),  the £65 (?) goods vouchers, plus free next day delivery for online delivery.
    You don't have to sign up for RC membership to get the shopping points from using an M&S credit card.

    You get more points per spend in the club thing. You still get points without it but you get more in the club
    Mortgage free wannabe 

    Actual mortgage stating amount £75,150

    Overpayment paused to pay off cc 

    Starting balance £66,565.45

    Current balance £58,108

    Cc around 8k. 

  • Sncjw
    Sncjw Posts: 3,562 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Sncjw said:
    I got approved once I submitted application. It takes 5 days to get the card and PIN if that's what you.mean.
    No. As I said, it said I would hear within five working days about my application. 
    Hi  did you hear back. I got my card and confirmed limit yesterday. 
    Mortgage free wannabe 

    Actual mortgage stating amount £75,150

    Overpayment paused to pay off cc 

    Starting balance £66,565.45

    Current balance £58,108

    Cc around 8k. 

  • CSH1
    CSH1 Posts: 43 Forumite
    Sixth Anniversary 10 Posts Name Dropper
    I have it and it's worth it for me as we have a M&S in our local mall that I visit a lot and use all the drinks vouchers, if we didn't have a local M&S it would be difficult to use them all so would not be worth it for the
     other vouchers and free delivery alone.
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