M and s credit card club

Sncjw

So I just applied and got the m and s card. I've seen there's a points club thing to get extra points and also get rewards vouchers.tk spend in store but it's £10 a month extra. 

Does anyone use this. I don't shop at m and s that often so I am not sure if it's worth it just for the cheeky birthday and Christmas vouchers. 

MorningcoffeeIV

It depends on how cheeky the vouchers are.

Would it really be worth £120 a year for get some small discount in a shop you don't use often?

Sncjw

True. I think il just use it as a spending card when I need it and just build up the normal points you get.

fordyms

Depends - you really need to use your card a lot to make it worthwhile.  We shop at M&S because the food is much better quality and we tend to spend less, because we buy what we want, not what the big supermarkets want us to buy.  Perks are extra points at M&S, £12 birthday voucher & £15 when you sign up (I think), free next day delivery on the website. The extra points soon add up for the quarterly vouchers.

fordyms

.... you also get a lot of discount coupons via the Sparks app.

surreysaver

Sncjw said:

So I just applied and got the m and s card. I've seen there's a points club thing to get extra points and also get rewards vouchers.tk spend in store but it's £10 a month extra. 

Does anyone use this. I don't shop at m and s that often so I am not sure if it's worth it just for the cheeky birthday and Christmas vouchers. 

How long did it take to get a response to your application?

NoodleDoodleMan

We've been members for several years - it's a decent deal IMO.

Her Ladyship gets the "free" drinks when in our nearest store  - and, apart from the Birthday treat, we also get vouchers to the value of £65 (?) over the 12 months to buy goods im M&S.

The next day free delivery for online orders is also worthwhile.

Our monthly £10 fee is debited from our M&S card - not sure if it can be settled by any other option.

The add on travel insurance option was withdrawn in more recent times - it was also attractive(ish).

https://bank.marksandspencer.com/club-rewards/

Sncjw

surreysaver said:

Sncjw said:

So I just applied and got the m and s card. I've seen there's a points club thing to get extra points and also get rewards vouchers.tk spend in store but it's £10 a month extra. 

Does anyone use this. I don't shop at m and s that often so I am not sure if it's worth it just for the cheeky birthday and Christmas vouchers. 

How long did it take to get a response to your application?

Do you mean for applying the credit card..it was instant after submitting my details..

Sncjw

fordyms said:

Depends - you really need to use your card a lot to make it worthwhile.  We shop at M&S because the food is much better quality and we tend to spend less, because we buy what we want, not what the big supermarkets want us to buy.  Perks are extra points at M&S, £12 birthday voucher & £15 when you sign up (I think), free next day delivery on the website. The extra points soon add up for the quarterly vouchers.

How many points do you need to get a vicuher? 

surreysaver

Sncjw said:

surreysaver said:

Sncjw said:

So I just applied and got the m and s card. I've seen there's a points club thing to get extra points and also get rewards vouchers.tk spend in store but it's £10 a month extra. 

Does anyone use this. I don't shop at m and s that often so I am not sure if it's worth it just for the cheeky birthday and Christmas vouchers. 

How long did it take to get a response to your application?

Do you mean for applying the credit card..it was instant after submitting my details..

Yeah. They said I'd hear within 5 working days! No idea why

Sncjw

I got approved once I submitted application. It takes 5 days to get the card and PIN if that's what you.mean.