2008 - Live on £4000 for a full year.

jamtart6

I'd like to have a go at this but still live at home so its not in the same league as the rest of you really. I do spend a lot on petrol and general upkeep of car but want to cut my frivolous spends (like taking tea bags to work instead of buying a cup of tea cos Im lazy!) so I might just have a little challenge of my own!

fallen_angel_shelley

Rafiki wrote: »

I've just spent a good portion of my morning advising friends that I'm pulling back from my 'bar / restaurant / club' social circle and have instead made dates to spend a day together at the weekend etc.
It's been very ... positive, I think is the word.

So many people are in dire financial dificulty presently (and I can't currently call mine dire - just undesirable comparative to my own wishes) and I think me calling up and saying "Hey, I'm going to have to step back a while here because my budget just doesn't allow for it." almost seems to be giving one or two of them 'permission' to do the same.


Feeling good today! :beer:

Oh, I must go adjust my signature - what fun! :T

Rafiki, have nights out/in round at your house and another week at another friends house, that way you still have a social life and will save money.

csarina

I read through the thread yesterday, then went to money and to my suprise we actually live on less than £4000 anyway!!!!!!!!!!!!

After we have paid our bills House keeping, OH's pocket money and fuel for the car come to £152.50 about £1900 a year, OH saves for odd treats out of his PM, the occasional meal out (2 for £10) and fuel towards our holidays which around £500 less if I can manage it. This year is an exception we are going to see friends in the south of France, I have £699 of the £800 I think we will need.........

Jan 2009, hopefully, we are going to stay in Florida again with friends, but want to spend 5 nights in New York.......already doing research to find the cheapest place to stay in a reasonable position, NY is expensive....but using quidco I can save some money and also get cash back.

It is possible to live on £4000 a year after the major bills have been paid, our total income for the year is just over £12,000.

wornoutmumoftwo

Could I join please?

Family of four, one wage and child benefits but lots of debt.

In a bad week I seem to be able to scrape through on a low amount of money, when I have a good week I seem to waste it and not sure how, so this would be quite a good challenge to do.

Thank you

Rafiki_2

fallen_angel_shelley wrote: »

Rafiki, have nights out/in round at your house and another week at another friends house, that way you still have a social life and will save money.

Precisely what I've been organising

Buffythedebtslayer

jamtart6 wrote: »

I'd like to have a go at this but still live at home so its not in the same league as the rest of you really. I do spend a lot on petrol and general upkeep of car but want to cut my frivolous spends (like taking tea bags to work instead of buying a cup of tea cos Im lazy!) so I might just have a little challenge of my own!

I live with my Mum, so I am still at home, I am in the challenge, I know what you mean about not in the same league - hats off to people with Children but I am still going to do it, I am trying VERY hard not to spend anything unless I absolutely have to and try to keep below my limit.

xx

mah_jong

csarina wrote: »

I read through the thread yesterday, then went to money and to my suprise we actually live on less than £4000 anyway!!!!!!!!!!!!

It is possible to live on £4000 a year after the major bills have been paid, our total income for the year is just over £12,000.

Me too.... I thought I lived on more, but once I deducted all the treats and hols I do live under. So my goal is 3500
However, I thought I should mention that tax credits are available for working folk and couples have a joint income of under around 16000. Checkout the entiitled to site if it applies to your circumstances.

Tracey04

Prudent wrote: »

My internet is with AOL. I got this price in a promotion they were running. They are usually up for negiotation, so it might be worth phoning and asking.

I only pay line rental with BT. I have free evening and weekend call with Primus and the day time calls/ calls to mobiles I use 18866 for and this works out at an average of £2 per month. Phone gets a lot of use as I have a teenager :rotfl: .

thanks for telling me I have never used those things for the phone bill. do you stay with bt connection and number ?. any links that I can read for more info. Thanks T

sashacat

:T :T :T Don't take any notice of all the people who moan and get angry...that's their problem. I am delighted with this challenge and intend to enjoy it. So thanks for starting it. It will make me sort out my mobile contract and internet charges straight away.

Tracey04

not sure if this has been asked ,if you spend over £4000 in a year how can you cut it down, ie yes can cut food - doing Jan food challenge, but the rest is bills and car expenses plus petrol.
please no funny answers with turning the lights off and walking. I understand that but we live nearly in the dark now and carnt walk to walk cos I start at 4am and the childrens school is 3 miles each way ( yes they have walked it in the summer months as a one off but that means 12 miles a day for me and would take total of 4 hours)
any ideas welcomed. Thanks T