2008 - Live on £4000 for a full year.

Frugaldom

Slowlyfading - sorry your test results weren't what you were expecting, and I'm sure everyone here will agree that it's alright to indulge yourself now and again.

Aril - The Frugaltight Cup sounds good but, sadly, I can't participate this week - bills to pay. And I promise I don't have a 9-year old apprentices or under agers on the moonlight frugaling shift, although your DS sounds ideal as a trainee! Canada sounds brill! I always fancied a trip to Calgary (geography is bad, I HOPE that's Canada )

Mama67 - thanks for your input, too. I think I just went off on one at reading one comment too many today and will do my best to avoid getting into any heated debates.

Hopefully, we can continue with our challenge unchallenged and make it through 2008 'unscathed'. I have to say that other than a few marginal comments from outside the challenge, this thread is among the best. Everyone taking part sounds like the kind of person you would appreciate having as a friend or neighbour.

slowlyfading

nykmedia wrote: »

Slowlyfading - sorry your test results weren't what you were expecting, and I'm sure everyone here will agree that it's alright to indulge yourself now and again.

Thanks I'm not quite so disappointed now, I just know I need to work harder and get my marks up by a bit more.

I've just worked out that I'm £230.63 under budget so far! (£10.92 a day for the year, its the 51st day of the year so far which works out at £556.92 and I've spent £326.29) so that's made me feel much better, and I am actually really impressed with myself I've also got 4 christmas presents already bought, mother's day is sorted, and its all ticking along nicely at the moment

Thanks SO much to Nyk for starting this thread, I love it so much! x

bails

nykmedia wrote: »

Everyone taking part sounds like the kind of person you would appreciate having as a friend or neighbour.

I agree! :T
Slowlyfading, sorry about your results but you have done so well to be under budget, well done! Don't worry about the bakery, they get us all
I've gone through my freezer and storecupboards again in preparation for shopping tomorrow/menu planning. Need to train OH to cross things off as he uses them so I don't have to keep doing this. Can't quite muster the enthusiasm to do the whole menu plan now but it's a start. Also got free cinema tickets for next week, yae!
Have a good night all!

Marru

Hi,

Please count me in. I will aim for 3,345.- + nursery fees starting 1/3/08

Marru

Frugaldom

Marru wrote: »

Hi,

Please count me in. I will aim for 3,345.- + nursery fees starting 1/3/08

Marru

Marru, you are very welcome to join us and I love your signature - pulling yourself back from the brink of BR - EXCELLENT! I cannot guarantee that you'll keep to your personal budget, but I CAN guarantee that the people on this particular thread will support you and help you in whatever way they can. Best forum I've ever had the priviledge of participating in, even though I say so myself :rotfl: . WELCOME ON BOARD AND ENJOY THE TRIP!

Jay1_2

HHeeeellllllooooo Marru!:hello:

Slowlyfading -
I think you did need the cake. We all need a little bit of something from time to time - its when it costs £100 every night you have to worry! My problem is (as I had on a nightshirt once) a little bit of what you fancy... is never enough :undecided .

And to go back a bit - you might want to skip this
1) I am a DFW because I don't want to get in debt and anyway if everyone who wasn't in debt had to stop posting we would loose an awful lot of wisdom.
2) To leave the :mad: sponging off the tax payer debate at a tangent. I often wonder when I see govt statistics about "poverty" if all these people who dream about being self sufficient achieve their (our) dreams would the number of people living in poverty go up? We would be living on less than whatever the income level is and probably wouldn't have the things that we are expected to have - but would have a higher quality of life because we chose it than people earning whatever the average is. - If you can follow that ramble at all!

Frugaldom

Marru, you are number 135 for this challenge

Jay1 - thanks for the words of wisdom. I wholeheartedly agree that once a debt free wannabe, always a debt free wannabe with or without the debt. Like you, I read Government stats and see the poverty figures and the national average wages, I don't know anyone earning the national average and, apparently, we live well below the poverty line.

Anyway, I won't get into a political rant, I'm more than willing to cart 20% of my 'income' to the Inland Revenue but if I earn it in homegrown fruit, veg, free range eggs and bartering in homemade produce then they'll need to accept it 'in kind', which, I believe, they must. I think the same goes for Council Tax but please don't load up your wheelbarrows without checking first :rotfl: :rotfl:

lilac_lady

Bought a birthday present today (£12) and realised that I've bought it out of my weekly budget. If nothing unexpected crops up I'll still have a little left over on Sunday evening. I draw £60 on Mondays and that has to do me for food, toiletries and petrol and whatever comes along that week. I'm not a member because I've done my share of HAVING to be really frugal in the past but keeping to my budget has made such a difference. Any money left over on a Sunday evening goes into the equivilent of Billy Can (although I'm now wondering why I don 't have a Billy). to be spent on whatever, whenever. No guilt now about spending money as long as I keep within my self-imposed limit.

Mollymop5

Evening everyone.i took advantage of not having the kids today and went to town.I came back with lots of lovely items to make a hamper for my sister who's pregnant ( just went into labour 2 hours ago :T ) .
I bought mainly in boots and used my ponts.I had 2 No7 vouchers to use too so got the mens range and put it away for Ds at xmas and got a free gift too.It was nice to carry lots of bags knowing my purse wasn't any lighter

mini_huny_money

hya Nyk and everyone else, am still here though I havent been posting. I've been trying to catch up on all the posts, but Ive had to skip the last few days worth.....sorry....will catch up on them all soon ....I hope...... the last memorable one was.....think it was Janey's morning thoughts and that post just seem to pop into my head at weird times of the day!!!! I havent even updated my sig for ages and I'm goin to have to do a massive catch up trying to work out my spending diary. Ive not done a proper shop for about 3 weeks now, cos my kitchen is being replaced Monday 3rd March, it will take 3 days and Im trying to empty the freezer, .... The central heating is being replaced ....starting tomorrow and Ive been busy trying to condense 3 bedrooms ( and all the assorted clutter)!!!! into one teensy weensy corner of the biggest bedroom. On the plus side, my bathroom is ABSOLUTELY GORGEOUS!!!!!even though I say it myself!!!! I keep on going in and saying awww. If anyone in Central Scotland needs a tiler I would def recommend mine.Hope to join in again properly soon till then....good luck everyone and speak soon XXXX