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2008 - Live on £4000 for a full year.

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Comments

  • 1274
    1274 Posts: 125 Forumite
    Guys I'm in need of a bit of a boost up at the moment. The new mortgage free in three chart is just out (that's my reason for the 4K challenge) and I'm still near the upper end of the secured debt scale there. Just feel a bit futile at the moment - scrimping on every pound and watching my finances daily - not going out because when I do I seem to spend a tenner just walking out my front door - feeling cold because I don't want to put the heating on and hungry because, although I have food in the house I know I can't go shopping until the beginning of next month in order to keep to budget etc etc and I still have the wretched six figure debt to get rid of (and blew £33 in the past couple of weeks on meals and drinks out which isn't going to help).

    Anyone else feeling a bit down at the moment?
    2009 CLEAR MORTGAGE:starmod: (17/2/09) LIVE ON 4K Q1:staradmin(£5,405) SAVE 30K (£9.500)
  • liuhut
    liuhut Posts: 1,269 Forumite
    Thanks for the recipe sweetpea, I will have everything once my Mr T order has been so think I might attempt it for T tomorrow.

    Thanks a lot...Laura
    WIN £2008 in 2008 £1836.31 2009 wins - £91!!! 2010 wins in Oz $ 6170.... wins 2011 aprox $2000
    MFIT - number 37. Reduce my mortgage from £63,500 to £48,000. now at 54,000...
  • 1274, I hear you!!!
    THE LONG AND THE SLOW ROAD SEEM TO APPLY TO DEBTS AND DIETS... THE TWO THINGS I WANT TO SEE THE BACK OF...:D
  • Penny2myName
    Penny2myName Posts: 1,605 Forumite
    Part of the Furniture Combo Breaker
    your probs feeling down due to hunger and cold. Do a food inventory and see if you can plan 14 meals out of it, then choose which one you are going to have tonight. Just think you can get warm in the room where the meal is cooking too. Once you have had your nice hot meal, heat some water, and take a nice hot bath/shower then snuggle up under your bedding all warm, full and content. This challenge is NOT about punishing yourself.
    19th March 2007 LBM£5,969.63 1st January 2018 £5960.18, 1st January 2019 £11,032.0018th August 2023 £12,435.00, Student Loan £22244.00 From 2009-12Challenges: To learn to stop spending..
  • Ellidee
    Ellidee Posts: 6,216 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    1274 get yourself a hot water bottle. I love mine- not just for bed!
    Nothing is so fatiguing as the eternal hanging on of an uncompleted task. William James
  • juliejay
    juliejay Posts: 70 Forumite
    Hello all and hello 1274

    Some days are just really hard especially when its as cold and miserable as today.

    I'm also doing the £1 a day challenge when i can, not til the end of the year but just as my little pot of emergency treat money for me when I need it. A bar of choccy or a cheap bottle of wine now and again might do the trick.
    Love and hugs
    JJ:j
  • keren29 wrote: »
    I'm nearly out of shampoo .
    Me too:eek: !
    Trying to get some more pigsback points to reach 1000, got 775 so I can get the boots voucher and stock up on some toiletries:j otherwise I'll just have to be a greaser:p
    Live on a little over £4k challenge
    Sealed pot challenge no. 315
  • liuhut
    liuhut Posts: 1,269 Forumite
    1274 - I feel a like that sometimes. Were saving to go to Oz and it feels like such a long way off and having to cut back now. The only thing I can say and I dont know if it will help is to think of all the things that you can do once you have cleared that mortgage....the sense of acheivement will be massive!

    Sorry I dont know if I will have helped but sometimes knowing your not alone in suffering to acheive a goal helps.
    WIN £2008 in 2008 £1836.31 2009 wins - £91!!! 2010 wins in Oz $ 6170.... wins 2011 aprox $2000
    MFIT - number 37. Reduce my mortgage from £63,500 to £48,000. now at 54,000...
  • 1274
    1274 Posts: 125 Forumite
    Thanks guys. It's great to have your support along this journey. Have just popped to the corner shop for chocolate and am now (with the help of my 40p smarties chosen instead of my usual 69p mint aero!) feeling better.

    EDIT: what's happened to the nice orange smarties? Don't they do these any more? The orange ones in my pack don't taste any different to the others (it's about two years since I last had a smartie!)
    2009 CLEAR MORTGAGE:starmod: (17/2/09) LIVE ON 4K Q1:staradmin(£5,405) SAVE 30K (£9.500)
  • liuhut
    liuhut Posts: 1,269 Forumite
    Isn't it amazing what chocloate does! and its nice when its a bargin to boot....Glad your feeling a bit better

    laura
    WIN £2008 in 2008 £1836.31 2009 wins - £91!!! 2010 wins in Oz $ 6170.... wins 2011 aprox $2000
    MFIT - number 37. Reduce my mortgage from £63,500 to £48,000. now at 54,000...
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