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nannydeelee
Posts: 1 Newbie
Hello Iam with Santander got a cash Isa but it is only paying . 80 interest is this right
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Comments
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Is it a fixed period or easy access cash ISA. Do you know the issue number? At 0.8% interest it is almost certainly better transferred into another ISA or even cashed in if you are earning less than £1000 across all your savings (but depends on your income and tax band).0
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As of a couple of weeks ago Santander were offering 3.7% for a 1 year fixed rate ISA I think - so probably worth looking at a transfer even if you just stay with Santander. Do check out the interest penalty if you withdraw from a fix though.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
EssexHebridean said:As of a couple of weeks ago Santander were offering 3.7% for a 1 year fixed rate ISA I think - so probably worth looking at a transfer even if you just stay with Santander.
Until earlier today !!! They have pulled all their decent rates and now dont even make the bottom of the best buy tables .....
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In anticipation of launching new higher rate issues?steveksullivan said:EssexHebridean said:As of a couple of weeks ago Santander were offering 3.7% for a 1 year fixed rate ISA I think - so probably worth looking at a transfer even if you just stay with Santander.
Until earlier today !!! They have pulled all their decent rates and now dont even make the bottom of the best buy tables .....0
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