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Travel Prepaid card or debit card

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Which is the best way of spending abroad is it a prepaid travel card of a debit card? 

Comments

  • eskbanker
    eskbanker Posts: 37,073 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    There isn't a one-size-fits-all answer and there's a lot of variance within each, so you'd need to do your detailed research on sites like this:

    https://www.moneysavingexpert.com/credit-cards/travel-credit-cards/
    https://www.moneysavingexpert.com/credit-cards/prepaid-travel-cards/
  • daveyjp
    daveyjp Posts: 13,533 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Define 'best'.

    Both will enable you to purchase items abroad.  Fee free debit card such as Starling Bank account will probably be cheapest.
  • NoodleDoodleMan
    NoodleDoodleMan Posts: 4,261 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    edited 1 November 2022 at 11:49AM
    What eskbanker says - likewise the Starling recommendation above.
    Which country/countries are you planning to visit ?
  • Doshwaster
    Doshwaster Posts: 6,324 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Whatever you choose make sure you have a backup card from a different bank in case your main one is lost, stolen, blocked or refused - and don't keep both cards in the same place.

    Personally, I use Starling as my main overseas spending card plus Halifax Clarity as a backup credit card. When not travelling I use Starling as a savings account, transferring some spare cash onto it at the end of each month so there is a nice balance on it whenever I go away.

    I haven't used a pre-paid currency card in years. They may have been a good idea once up a time but they really have no benefits now.
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