Travel Prepaid card or debit card

Which is the best way of spending abroad is it a prepaid travel card of a debit card? 

Comments

  • eskbanker
    eskbanker Posts: 36,544 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    There isn't a one-size-fits-all answer and there's a lot of variance within each, so you'd need to do your detailed research on sites like this:

    https://www.moneysavingexpert.com/credit-cards/travel-credit-cards/
    https://www.moneysavingexpert.com/credit-cards/prepaid-travel-cards/
  • daveyjp
    daveyjp Posts: 13,333 Forumite
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    Define 'best'.

    Both will enable you to purchase items abroad.  Fee free debit card such as Starling Bank account will probably be cheapest.
  • NoodleDoodleMan
    NoodleDoodleMan Posts: 4,080 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    edited 1 November 2022 at 11:49AM
    What eskbanker says - likewise the Starling recommendation above.
    Which country/countries are you planning to visit ?
  • Doshwaster
    Doshwaster Posts: 6,287 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Whatever you choose make sure you have a backup card from a different bank in case your main one is lost, stolen, blocked or refused - and don't keep both cards in the same place.

    Personally, I use Starling as my main overseas spending card plus Halifax Clarity as a backup credit card. When not travelling I use Starling as a savings account, transferring some spare cash onto it at the end of each month so there is a nice balance on it whenever I go away.

    I haven't used a pre-paid currency card in years. They may have been a good idea once up a time but they really have no benefits now.
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