Personal finance software

info_maniac

With all these savings/ISA accounts choices, I am starting to feel the need of tracking the accounts I have opened and will be opening going forward - details like account number, interest rate, duration of fix, maturity date, maturity instructions etc. May be once a month upload account statements manually and keeping the account balance updated. I have never used any personal finance software before.

Any suggestions will be very helpful, I am not looking for online software solutions which connect directly to bank accounts and pull the banking data.

A desktop installed software would be preferable, I have heard about MS Money, but also came across some other options after an online search, but am now confused.

El_Torro

When this topic comes up on this forum most people (myself included) say they generally just use Excel. I'm not sure there's much functionality you'd need that Excel doesn't already provide.

Daliah

I have been using AceMoney for years and couldn’t do without it but a homemade Google or MS spreadsheet might do what you want to do

https://www.mechcad.net/product/acemoney-personal-finance-software-quicken-alternative/

MS Money is similar to AceMoney

wmb194

MS Money 2005 UK is my favourite.

older_and_no_wiser

Moneyhub is what I use (app and desktop versions available). It links to a lot of UK banks and savings accounts to keep your balances updated on a daily basis. I think it has the most comprehensive list of accounts. However not all accounts are covered. This will be the same with any financial software. You should check them out as they should all have a list of the accounts they can link to. Most software will have free trials. Moneyhub has a 6 month trial. I found it to be the best replacement for my old MS Money software so I now subscribe as it fits all my needs in tracking bank, savings and investment accounts.

Abbafan1972

wmb194 said:

MS Money 2005 UK is my favourite.

We are still using MS money and it’s fab. 

LHW99

I believe MS Money tends to want to connect to your accounts to collect data (the version I tried seemed to anyway). If you don't want / need that functionality, then a spreadsheet like Excel / Libre Money Calc etc would be OK.

deltrotter

Moneywiz for me, couldn't do without it.

Abbafan1972

LHW99 said:

I believe MS Money tends to want to connect to your accounts to collect data (the version I tried seemed to anyway). If you don't want / need that functionality, then a spreadsheet like Excel / Libre Money Calc etc would be OK.

The functionality to connect to your bank accounts no longer works, as the software is no longer supported. It just acts as an account register now, but really is good and can keep an eye on your spending in certain categories - such as groceries and takeaway food. 

older_and_no_wiser

Abbafan1972 said:

LHW99 said:

I believe MS Money tends to want to connect to your accounts to collect data (the version I tried seemed to anyway). If you don't want / need that functionality, then a spreadsheet like Excel / Libre Money Calc etc would be OK.

The functionality to connect to your bank accounts no longer works, as the software is no longer supported. It just acts as an account register now, but really is good and can keep an eye on your spending in certain categories - such as groceries and takeaway food. 

Yes, I used MS Money for years and loved the tracking of expenses and the ability to split transactions across multiple categories. It took me a long time to find something that could do the same and I could also use on smartphone. I tried a lot of different apps and Moneyhub was the first one I found that came close to MS Money. I used to import (via text file ) all my bank and credit card transactions into Money once a month, but Moneyhub (and others) can do this automatically with bank link connectivity which is great. 

older_and_no_wiser

deltrotter said:

Moneywiz for me, couldn't do without it.

Looks like this is iOS only though