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We will get this debt down & the savings up
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I can only sympathise. Mr LH used to do similar. Actually he still does occasionally but only for small amounts ( under £10). My sil however went and bought a new car without discussing it with my dd which meant a creit agreement. To say she was upset and angry is an understatement. Just in case you wonder they are ok now and I dont think he will ever do anything like that again.1
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Thanks for your comments. Yes, he has been paying it from his personal spends. I only found out as I logged into Credit Karma today to check how things look these days. He has never been bothered about that & happy for me to have his log in....obviously never thought I'd actually go in and check. Turns out he bought it in January.
He has said he regrets it & will pay it off immediately. Turns out he has over £200 in his personal spends at the moment, so he has plenty and could have saved up for it quickly. We had a LONG discussion about it and he says he hopes I wont keep going on about it now....mmm...well that all depends if he keeps his promise not to do it again. Think he could see how upset I was.
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0 -
And @Sun_Addict....he didn't need it, just wanted it!!Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0 -
Get those hearing aids. That is a totally different thing. You wouldn't refuse to pay for a prescription if it was for medication you needed. I look forward to reading all about them. March into spring!!! & hear those birds sing!!!3
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I agree that the cost should come from personal spends and wholeheartedly agree that hearing aids are not comparable to a camera lens.
sorry you are upset.0 -
Sorry to hear how selfish your husband has been 🤗
I listened to this on BBC sounds and thought you might be interest Sliced Bread. talking about Hearing Aids.
Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family1 -
Baileys_Babe said:Sorry to hear how selfish your husband has been 🤗
I listened to this on BBC sounds and thought you might be interest Sliced Bread. talking about Hearing Aids.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Setting aside the recent spending please, please spend money on those hearing aids - they will revolutions your life.Tilly Tidying andPADing in 2024 £250.62
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RIP Mum & Dad - thanks for helping me on my journey to be
Debt and Mortgage free from 20180 -
Back again after few more AWOL days. Last week was a week I was glad to see the back of.
The DH incident has been discussed, until he said he wished I'd stop going on about it. I said well what did he expect me to do!! He has cleared the balance & the Camera lens is in his cupboard....goodness knows when he will use it, he only takes photos when we go out anywhere or on holiday & then they are just uploaded to his computer & left there. Always seems waste of time to me, and he takes about 10 shots of the same thing! I have told him, in no uncertain terms, that if I ever find out he has done anything like that behind my back again, that will be an end to us as couple....he thinks I am joking, but I'm really not. We have now discussed financial things again, & we do appear to be on the same page again I think.
Also last week the dog barking from next door, which you may remember from last year, has got worse again, & the council are going to install recording equipment to monitor it. . They suggested I call RSPCA if I think the dog is in distress. I told them I had already done that, & they are not interested, even though it sometimes barks for 8 or 9 hours at time. Even started about 5.45am now, which makes DH very grumpy....although I sometimes don't hear it from the bedroom.
On the MSE front, I got quite few yellow/orange stickered items when I went shopping last week, so that helped with last week of budget period. I need to do next weeks meal plan & get shopping list written for next week. Deciding between a Mr S delivery & pop in L!d!, or pop into both. I hate shopping, but not sure if the amount I need from Mr S will be over the £40 minimum order.
Water butt was delivered & installed, & DH is thinking of getting another one to put by the shed, if he can work out where to put it. STW are coming next Monday to install meter.
Decluttering is continuing & we went to the tip yesterday with more old bits from shed & garage, and there is still more to go through.
Hearing aids still not purchased, as I am still in 2 minds as to whether I really need them yet, also not sure I will be able to put them in my ears ok.....and have this phobia about the end coming off & sticking in ear!!!.....silly I know. Also I just can't bring myself to part with that much money. Spoke to the audiologist though, & she has agreed to honour the discount for few weeks, even though it officially ends tomorrow.
DD popped round yesterday & dropped of card & flowers, they didn't come in, as DGS's 3 & 4 had bad colds & DGS1 was home in bed with one.....lol. There still seems to be lot of viruses going around.
This morning we got out and cut tree back, & I intend to do more gardening stuff this week. Had bad shoulder/neck for a few days, so didn't want to do too much in one go
Well that's it for now. Enjoy the sunshineMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
glad to hear you and OH are more or less back on the same financial page.
good work on continued de-cluttering.1
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