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We will get this debt down & the savings up

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Comments

  • Makingabobor2
    Makingabobor2 Posts: 4,821 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Yes, that's exactly what mine are doing…withering up if I don't pick them small. Must feed them today as I haven't done it this week with it being so hot out there

    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £26,104....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £290/3000


    Studies/surveys July £79.31

    Decluttering items 1400/
    2025.  345/2026
    Books read    23 in 2025.  2026- 15  (target is 52)  
    Jigsaws done  20 in 2025.  3 this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Makingabobor2
    Makingabobor2 Posts: 4,821 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    I did have to wait till state pension age to get my bus pass, think its the same right across the country.

    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £26,104....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £290/3000


    Studies/surveys July £79.31

    Decluttering items 1400/
    2025.  345/2026
    Books read    23 in 2025.  2026- 15  (target is 52)  
    Jigsaws done  20 in 2025.  3 this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Makingabobor2
    Makingabobor2 Posts: 4,821 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Quick update today. Not much happening really. Things are plodding along.

    Garden is looking ok, but a lot of job need doing and we need some rain as the water butts are just about empty and I don't want to have to pay to use tap water to feed the veggies. So any unwanted water…eg, waiting for it to heat up or cool down etc, and it is going straight in the watering can outside the back door. Peppers are still just growing, lots of green leaves and nothing else. Toms are looking good, as is the rhubarb, spuds, carrots and raspberries. Strawberries ok, what there are of them, but not as many as I had hoped for, so some new plants next year I think. Not sure what to make of the cues, as not really sure where they should be at this stage, and struggling to work out which are the male flowers and which the female. Courgettes starting to look like they might grow slightly bigger at last….fingers crossed.

    More items sold on V*nt*d. P/fc has got off to a reasonable start, after a good month last month, ended June on £133.

    Got a list of jobs for DH this weekend, put up a bathroom blind,…to keep out the sun. Last week it was sooo hot in there, an awning in over the patio, move the curtain pole up a bit for the curtain on the front door between lounge and porch, so I can put my new ( from CS), curtain up, to match the window curtains. He also needs to clean the pond and I need to do a load in the garden as well. I've also got some blackout curtain liners, as the curtains I got are great at keeping out the sun, but as they are black on the outside, they get too hot. Apparently light grey ones are better as they reflect the heat. Anything to improve on last week. I just don't think I could stand another heatwave, I really didn't cope well.

    I also want to start on a BIG clear out of wardrobe and drawers and get on with the decluttering a bit more, although I did take a bagful to local CS this morning. I was doing ok, but last week I seem to have done nothing due to the heat, and now playing catch up, as it seems to be a lot more untidy at the moment, and having the windows open creates more dust. Also spending a lot of time on P/fc means less time on housework, and at this time of year, more time spent in garden.

    Monday I have my next audiologist appointment, so using bus pass again and then a short 20 min train journey. Currently showing 26c which I can just about cope with. Last time I just had to cancel the appointment as no way I was going on public transport in 32+ degrees….its a 40 min bus ride! While I am at the appointment, I will pop into the Sally Army CS they have there for a browse. I do feel that the hearing aids are helping, so hopeful I will get even more used to them…..despite their cost!!

    Well that's about it for now, off to tidy up and get some dinner prepped. Potatoes & carrots from the garden….it does cheer me to know we are eating home grown stuff. Might get some rhubarb & strawberries tomorrow and do a crumble.

    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £26,104....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £290/3000


    Studies/surveys July £79.31

    Decluttering items 1400/
    2025.  345/2026
    Books read    23 in 2025.  2026- 15  (target is 52)  
    Jigsaws done  20 in 2025.  3 this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • foxgloves
    foxgloves Posts: 13,515 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 3 July at 5:58PM

    You did fantastically well with your PA survey cash-out! My June total was £19-13, which was pretty feeble as I do usually aim for around £40. It was partly down to there not being that many for me & also that I've been doing other things.

    Re strawberries. Yes, ours are finished for this year, having produced about 3 modest servings each. The thing with strawberries is that you need a lot of plants to produce a really decent amount of fruit. My friend who has an allotment always does really well for them but she has a whole big strawberry bed there & another smaller one in her garden, whereas I just have 3 troughs.

    Glad your hearing aids seem to be helping.

    F

    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
  • Makingabobor2
    Makingabobor2 Posts: 4,821 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    @foxgloves, think we have had about 18 strawberries maybe, so far & there are about 7 just about ripened. Had about 8 plants all together. Will try again next year.

    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £26,104....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £290/3000


    Studies/surveys July £79.31

    Decluttering items 1400/
    2025.  345/2026
    Books read    23 in 2025.  2026- 15  (target is 52)  
    Jigsaws done  20 in 2025.  3 this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


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