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We will get this debt down & the savings up

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Comments

  • Sun_Addict
    Sun_Addict Posts: 24,866 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 January at 3:36PM
    There are a few audio books on the BBC Sounds ap. I listen to the odd audio book although they're included with my Spotify subscription. I think Foxgloves gets them free from her library app so might be worth looking into that. The ones I know about are Libby and Borrowbox. 

    Mr SA has a blood pressure monitor from A&D Medical. This is the same make/model of monitor the GP loaned him when he had to keep a check over a period of time so I'm assuming it must be pretty accurate. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Makingabobor2
    Makingabobor2 Posts: 4,543 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    AAh, never thought about the library. Must look into that. I haven't used the library for a few months, and that is one of my intentions for this year. Ours is a bit rubbish, TBH, very small and only open part time hours now. There is one in the next town, think that might be a bit bigger. I have Spotify for podcasts, but only the free version. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,644....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1100/£3000
    .

    Studies/surveys January £14.84

    Decluttering items 1402/
    2025.  7/2026
    Books read    23 in 2025.  2026- 1 (target is 52)  
    Jigsaws done  20 in 2025.  2026  

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • foxgloves
    foxgloves Posts: 13,024 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yes, that's right. I get audiobooks from the library. 
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • liselle
    liselle Posts: 201 Forumite
    Seventh Anniversary 100 Posts
    I have a B—ts b.p. monitor, I was told that the wrist ones aren’t accurate.
  • Makingabobor2
    Makingabobor2 Posts: 4,543 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    liselle said:
    I have a B—ts b.p. monitor, I was told that the wrist ones aren’t accurate.
    Yes, I had heard that as well
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,644....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1100/£3000
    .

    Studies/surveys January £14.84

    Decluttering items 1402/
    2025.  7/2026
    Books read    23 in 2025.  2026- 1 (target is 52)  
    Jigsaws done  20 in 2025.  2026  

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Makingabobor2
    Makingabobor2 Posts: 4,543 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Thanks @foxgloves, I will definitely look into that. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,644....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1100/£3000
    .

    Studies/surveys January £14.84

    Decluttering items 1402/
    2025.  7/2026
    Books read    23 in 2025.  2026- 1 (target is 52)  
    Jigsaws done  20 in 2025.  2026  

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Blackcats
    Blackcats Posts: 4,195 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    I pay for aud ible via an annual subscription which is £108 for 24 credits.  This is my treat to myself and I really enjoy the books.  The narration is superb and is often done by acclaimed actors.  The Cormorand Strike books are an example of the highest calibre narration.  There are also a large number of books that are included "free" with membership and some of these are sleep related.  I listen to the books when cooking, ironing etc.

    You also mentioned doing power of attorneys this year.  We did ours last year.  The forms are very helpful and give easy to understand guidance.  I worked through each systematically and because we have nominated different attorneys the differing timeframes for gathering of signatures meant that the cost got spread out over a couple of months.  There are 2 PoA's each and they are about £80+ each.  I am PoA for an elderly relative who has dementia.  I am so thankful to them that they did their PoA's a few years ago as it makes supporting them so much smoother than it might otherwise be.  I recommend printing off one of each type of PoA and reading through them and pencilling in your answers as it becomes much clearer than you might initially think.

  • Makingabobor2
    Makingabobor2 Posts: 4,543 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Blackcats said:
    I pay for aud ible via an annual subscription which is £108 for 24 credits.  This is my treat to myself and I really enjoy the books.  The narration is superb and is often done by acclaimed actors.  The Cormorand Strike books are an example of the highest calibre narration.  There are also a large number of books that are included "free" with membership and some of these are sleep related.  I listen to the books when cooking, ironing etc.

    You also mentioned doing power of attorneys this year.  We did ours last year.  The forms are very helpful and give easy to understand guidance.  I worked through each systematically and because we have nominated different attorneys the differing timeframes for gathering of signatures meant that the cost got spread out over a couple of months.  There are 2 PoA's each and they are about £80+ each.  I am PoA for an elderly relative who has dementia.  I am so thankful to them that they did their PoA's a few years ago as it makes supporting them so much smoother than it might otherwise be.  I recommend printing off one of each type of PoA and reading through them and pencilling in your answers as it becomes much clearer than you might initially think.

    Yes, we did my dad's about 6 years ago & it was simple. Wasn't done online then though. Its just a case of me actually getting round to it. I need time when I can concentrate. 

    It never occured to me that audio books from library would be narrated by different people than the ones you pay for, that's interesting. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,644....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1100/£3000
    .

    Studies/surveys January £14.84

    Decluttering items 1402/
    2025.  7/2026
    Books read    23 in 2025.  2026- 1 (target is 52)  
    Jigsaws done  20 in 2025.  2026  

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Makingabobor2
    Makingabobor2 Posts: 4,543 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Pleased to report I purchased a BP monitor from Big River....don't like using them, but it was cheapest option. Apart from this, it was a NSD. 

    No studies/surveys today, so hoping it picks up again next week. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,644....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1100/£3000
    .

    Studies/surveys January £14.84

    Decluttering items 1402/
    2025.  7/2026
    Books read    23 in 2025.  2026- 1 (target is 52)  
    Jigsaws done  20 in 2025.  2026  

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Debsnewbudget
    Debsnewbudget Posts: 940 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    I have an annual subscription to Audible, but also use Borrowbox via my library name and log in. I also listen to quite a few drama and crime fiction on BBC sounds 
    not read a physical book for years.
    every night when I switch off the bedside light I listen to that nights episode of The Archers. - its 13 minutes long and sometimes I miss the end !!!

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