We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

We will get this debt down & the savings up

1110111112113114116»

Comments

  • Newstartforme
    Newstartforme Posts: 291 Forumite
    100 Posts Name Dropper
    Good luck with all your intentions , think getting grocery spends down will be a popular choice ! I will be following for sure and hope you feel better very soon x
  • Baileys_Babe
    Baileys_Babe Posts: 6,488 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I read but rarely have anything to say.

    I hope you make a full and speedy recovery.

    We need to get back to meal planning, we don't even know what we are having today 🤦
    Its nice to know people read, even if you don't say anything. Thank you. x

    Think we have all eaten too much these last few days and could just do with a nice slice of toast and marmite TBH....lol
    Earlier this week I had a slice of toast and Marmite, for the first time in years, it was delicious 😋 
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Makingabobor2
    Makingabobor2 Posts: 4,499 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    I read but rarely have anything to say.

    I hope you make a full and speedy recovery.

    We need to get back to meal planning, we don't even know what we are having today 🤦
    Its nice to know people read, even if you don't say anything. Thank you. x

    Think we have all eaten too much these last few days and could just do with a nice slice of toast and marmite TBH....lol
    Earlier this week I had a slice of toast and Marmite, for the first time in years, it was delicious 😋 
    I love Marmite, especially on crumpets. My mum used to spread it on the skins of a baked potato...very yummy
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,644....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF #68  £1000/£3000
    .

    Studies/surveys  December £86.68

    Decluttering items 1400/
    2025
    Books read    23
    Jigsaws done  19

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Blackcats
    Blackcats Posts: 4,163 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    I enjoy reading your posts too.  Like you, I'm thinking through plans and setting intentions for 2026.

    I like marmite, but crumpets are definitely meant for jam not marmite.  MrBC and I debate this matter whenever we have crumpets.  He continues to be wrong about putting marmite and cheese on crumpets 🤢.  Our local butcher sells cheese and marmite sausages which are very tasty in a sandwich.  He makes a batch once a fortnight and they sell out very quickly! 
  • Baileys_Babe
    Baileys_Babe Posts: 6,488 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    On the odd occasion we have crumpets, I usually opt for 2, one with marmite or cheese & marmite or butter and salt & pepper, the second one I enjoy with syrup 🤤
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Makingabobor2
    Makingabobor2 Posts: 4,499 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Some interesting Marmite ideas here
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,644....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF #68  £1000/£3000
    .

    Studies/surveys  December £86.68

    Decluttering items 1400/
    2025
    Books read    23
    Jigsaws done  19

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.