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Fixed income?
macker65
Posts: 6 Forumite
I’m on benefits as have been diagnosed with Stage 4 terminal cancer, my wife works. Budgeting is tight, if my wife does any additional hours to help with our finances, any extra she earns is deducted from my benefits! So we are basically on a fixed income, with all the increases we don’t know how we are going to cope!
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What benefits are you receiving? Sorry to hear about the diagnosis."You've been reading SOS when it's just your clock reading 5:05 "0
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If you are on Universal credit then for each additional pound your wife earns, your Uc would reduce by 55p so you are still better off. Do you get the LCWRA element on Universal Credit? PIP would not be affected by her earnings.macker65 said:I’m on benefits as have been diagnosed with Stage 4 terminal cancer, my wife works. Budgeting is tight, if my wife does any additional hours to help with our finances, any extra she earns is deducted from my benefits! So we are basically on a fixed income, with all the increases we don’t know how we are going to cope!0 -
I get UC, PIP, ESA and Mobility, not heard of the LCWRA element. Christie’s sorted everything as I had never claimed any benefits before.1
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If you reported your health condition when UC was claimed you should be getting the LCWRA element included in the UC calculation. It isn’t a different benefit. Your wife should be claiming the carer element of UC for looking after you.Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.2
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Ok Thank you0
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If you get the LCWRA element added, a significant portion of your wife's earnings would be disregarded before her earnings reduce your total UC, so definitely worth looking into that. Obviously I don't know what your prognosis is but if it is poor you may be able to ask your Dr or Nurse specialist for a Ds1500 form which should mean you can get that LCWRA element added pretty quickly.macker65 said:Ok Thank you2 -
Or SR1 form.Rubyroobs said: Obviously I don't know what your prognosis is but if it is poor you may be able to ask your Dr or Nurse specialist for a Ds1500 form which should mean you can get that LCWRA element added pretty quickly.
Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.1 -
If you are receiving cancer treatment you should automatically be classed as having LCWRA anyway, although the terminal illness route may be quicker.1
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And importantly there is no three month wait for payment of the LCWRA element.Spoonie_Turtle said:If you are receiving cancer treatment you should automatically be classed as having LCWRA anyway, although the terminal illness route may be quicker.Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.1 -
Ah, did not know that (although it makes a lot of sense), thanks. Yes very important point!calcotti said:
And importantly there is no three month wait for payment of the LCWRA element.Spoonie_Turtle said:If you are receiving cancer treatment you should automatically be classed as having LCWRA anyway, although the terminal illness route may be quicker.0
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