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Barclays 0% purchases

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  • It's quite common for there to be a restricted window for purchases.  Often it'll be something like "any purchases made during the first 90 days are interest-free, and need to paid off by May 2024".  But equally, lots of cards will be interest-free for any purchases made during the promotional period (although if you bought something on February 2024 you'd only benefit from 3 months 0% on that purchase).


    Common? The only provider I've ever experienced this with is MBNA. Any other purchase card I've had has been for the duration. And I've had a lot of credit cards over the last 6 years.
  • MrFrugalFever
    MrFrugalFever Posts: 1,301 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Check your latest statement, they have to generate one whether you’ve spent or not and they have to tell you your interest rates.
    If you believe you can, you will. If you believe you can't, you won't.

    Secured/Unsecured loans x 1 
    Credit Cards x 8 (total limit £55,050)
    Creation FS Retail Account x 1
    Creation Credit Sale 0% x 1 = £112.50pm x 20 mths
    0% Overdraft x 1 (£0 / £250)
    Mortgage Outstanding - £137,707.00 (Payment 13/360)
    Total Debt = £7,400 (0%APR) @ £100pm - Stoozing

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