We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Barclays 0% purchases
Options
Comments
-
Ebe_Scrooge said:It's quite common for there to be a restricted window for purchases. Often it'll be something like "any purchases made during the first 90 days are interest-free, and need to paid off by May 2024". But equally, lots of cards will be interest-free for any purchases made during the promotional period (although if you bought something on February 2024 you'd only benefit from 3 months 0% on that purchase).
Common? The only provider I've ever experienced this with is MBNA. Any other purchase card I've had has been for the duration. And I've had a lot of credit cards over the last 6 years.0 -
Check your latest statement, they have to generate one whether you’ve spent or not and they have to tell you your interest rates.If you believe you can, you will. If you believe you can't, you won't.
Secured/Unsecured loans x 1
Credit Cards x 8 (total limit £55,050)
Creation FS Retail Account x 1
Creation Credit Sale 0% x 1 = £112.50pm x 20 mths
0% Overdraft x 1 (£0 / £250)
Mortgage Outstanding - £137,707.00 (Payment 13/360)
Total Debt = £7,400 (0%APR) @ £100pm - Stoozing0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards