Virgin C/Card ?

always_skint

I have applied for and been successful in obtaining the above C/Card with 0% interest until May 09 with a £4,500 limit.
However, when I applied I only requested transfer of the balance of one card, (due to possible low limit being given) with 0% which expires Jan 08 with £1,500 on it.

Is It possible to transfer the balance of the other card with £1,900 + interest on it, before the Virgin card actually arrives and requires activating ?

YorkshireBoy

always_skint wrote: »

I have applied for and been successful in obtaining the above C/Card with 0% interest until May 09

That would be 17 months...are you sure?

Is It possible to transfer the balance of the other card with £1,900 + interest on it, before the Virgin card actually arrives and requires activating ?

You could ring them to ask, but they may say you have to wait until you have the card now.

betti911

I think you are able to make balance transfers with Virgin for the first 3 months.... that was the deal I got anyway.

always_skint

YorkshireBoy wrote: »

That would be 17 months...are you sure?

Sorry, Your right it's March, 15 months, my fingers are cold and I'm having trouble finding them to count with. lol

always_skint

betti911 wrote: »

I think you are able to make balance transfers with Virgin for the first 3 months.... that was the deal I got anyway.

I hope so, I would love to get this other card off my back.
I'll wait until the Virgin card arrives then study the small print.

Carrera74

I've just applied for the Virgin card but I wasn't given an answer immediately - is this the norm? It said they would look at my application and I would hear from them between 7-10 days or I could ring them Monday to Friday to discuss.

izoomzoom

Yeah, I think mine took about 1 week to approve and then another 2 weeks for the card / limit to arrive. This was about 6 weeks ago.

always_skint

Carrera74 wrote: »

I've just applied for the Virgin card but I wasn't given an answer immediately - is this the norm? It said they would look at my application and I would hear from them between 7-10 days or I could ring them Monday to Friday to discuss.

Did you apply over the phone or online ?
I applied online and I was accepted almost immediately, When the paperwork arrived (7 days) they gave me a limit of £4.900 :eek:

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UPDATE on post # 5:
My current about to expire (HSBC) 0% card was transfered on application, £1500.
My other active £1900 + interest card (TSB) was also transfered online after the virgin card arrived with no problems, they even rang me to see if I was happy with it, and if they could do anything else for me.

Sooo, with any luck I should be credit card debt free come March 09, YAY :T

Carrera74

I applied online and it flashed up a message saying thank you for my application and for me to ring them Monday - Friday or they'd come to a decision within 7/10 days.

Got a feeling I have been rejected as I thought you got a decision straight away.

always_skint

Carrera74 wrote: »

I applied online and it flashed up a message saying thank you for my application and for me to ring them Monday - Friday or they'd come to a decision within 7/10 days.

Got a feeling I have been rejected as I thought you got a decision straight away.

Could be due to the holidays (skeleton staff) or snowed under with lots of applications for folks wanting cards to spend on for Christmas

Carrera74

Hope so! I need a balance transfer as my card goes up to a stupid amount at the end of January eeek.