1 year fixed rate ISA

Who_invited_her

I am planning to open a cash ISA before April and wondered what people’s views are about when to take the plunge. Is there a rate at which you are waiting to open one? Are the rates increasing as non ISA fixed rate savings products seem to be or is the ISA market less impacted by the BoE and the current rates are about as good as it is likely to get?

Albermarle

Lots of people asking similar questions. Have a read through this sub forum.
ISAs & tax-free savings — MoneySavingExpert Forum

Or this thread ( you can probably skip the first 60 pages ) 
The Top Fixed Interest Savings Discussion Area — MoneySavingExpert Forum

Daliah

Your guess is as good as anyone else's how rates will develop.

Cash ISAs have lost their shine a bit in the last few years and may not be worth it, unless you are a higher/additional rate tax payer or qualify for a LISA.

This article is a few months old, so the products mentioned aren't necessarily valid any longer but the principle discussed still applies.  https://blog.moneysavingexpert.com/2022/04/martin-lewis-ditch-cash-isa/

You can find up-to-date ISA rates on https://moneyfacts.co.uk/isa/