Portfolio review.

capstain411

Hi all,

I am not sure whether these returns are good or better to put money in Robo investment. I am not sure what Benchmark interactive investor is using.

I might be duplicating few holdings. Total portfolio approximately £75000. 

masonic

The main thing that leapt out at me was CHARGE YOUR BATTERY

It might be better if you shared your portfolio rather than the X-ray. It doesn't look like any Robo-investment that's available would be remotely similar to your portfolio based on the top 10 holdings.

capstain411

There is a strategy with low battery. Even Steve jobs can't make ipad work on zero battery which means my children can either play or study when it is charging.

Very embarrassing to divulge I have over 55 holdings in my portfolio, all self researched with the aim to diversify. Some like Nio and Facebook I am carrying heavy loss, but I am hoping they will recover in perhaps next decade.

I am just wondering whether Robo will give better returns with net growth. All within ISA wrapper.

barnstar2077

Why use a robo invester when you could just buy a globally diversified fund like Vanguard's FTSE Global All Cap Index?

capstain411

barnstar2077 said:

Why use a robo invester when you could just buy a globally diversified fund like Vanguard's FTSE Global All Cap Index?

I know it is global all cap index. But will you have all they money in just on product. Perhaps this is where I have gone wrong and over diversified. 

masonic

capstain411 said:

barnstar2077 said:

Why use a robo invester when you could just buy a globally diversified fund like Vanguard's FTSE Global All Cap Index?

I know it is global all cap index. But will you have all they money in just on product. Perhaps this is where I have gone wrong and over diversified. 

One product is not a problem if it's being offered by a major fund house like Vanguard. The diversification is within the fund and backed by underlying assets that are ringfenced from the provider.

capstain411 said:

I am just wondering whether Robo will give better returns with net growth.

Your past performance overall has been very good - it looks like you have some big winners as well as big losers. A robo investment or globally diversified index fund won't achieve those returns going forward, but chances are you won't be able to keep up with that record either.

capstain411

I got burnt with Cathie wood stocks. Rather than investing in Ark I picked some overpriced( which I realise now) stinkers like Teladoc, Shopify  etc.

Most of my profits last year came from Natural Gas ETF which I have sold now.

barnstar2077

capstain411 said:

barnstar2077 said:

Why use a robo invester when you could just buy a globally diversified fund like Vanguard's FTSE Global All Cap Index?

I know it is global all cap index. But will you have all they money in just on product. Perhaps this is where I have gone wrong and over diversified. 

What I mean is, why pay a robo investor a cut when you can just choose a globally diversified fund and remove the middleman?  The one I mentioned contains thousands of companies shares and is globally diversified, but there are other similar funds available.

capstain411

barnstar2077 said:

capstain411 said:

barnstar2077 said:

Why use a robo invester when you could just buy a globally diversified fund like Vanguard's FTSE Global All Cap Index?

I know it is global all cap index. But will you have all they money in just on product. Perhaps this is where I have gone wrong and over diversified. 

What I mean is, why pay a robo investor a cut when you can just choose a globally diversified fund and remove the middleman?  The one I mentioned contains thousands of companies shares and is globally diversified, but there are other similar funds available.

I have HSBC MSCI world and hsbc World small cap ETF. Will I again be duplicating my holdings.

masonic

capstain411 said:

barnstar2077 said:

capstain411 said:

barnstar2077 said:

Why use a robo invester when you could just buy a globally diversified fund like Vanguard's FTSE Global All Cap Index?

I know it is global all cap index. But will you have all they money in just on product. Perhaps this is where I have gone wrong and over diversified. 

What I mean is, why pay a robo investor a cut when you can just choose a globally diversified fund and remove the middleman?  The one I mentioned contains thousands of companies shares and is globally diversified, but there are other similar funds available.

I have HSBC MSCI world and hsbc World small cap ETF. Will I again be duplicating my holdings.

Yes, that would be duplication. There would be no need to hold Vanguard FTSE Global All Cap in addition to those two funds. You could trim down your holdings, even to just those two, and be adequately diversified.

capstain411

I have, on addition to top10 holdings in my OP

Artificial intelligence etf
INDIAN inv trust
Japanese inv trust
Jp morgan China 
Ruffer invt trust
Capital gearing
Inverse Ftse and S&p 500 etf
Ftse and S&p500 
Lifestrategy 80%
Robotics and automation etf
L&g commodities etf
I have all the FAANG. Carrying avg of 20% Loss.

Apart from Faang stocks not sure what else to dump. And what to go for.