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  • Be sure to come back and tell us how the review goes 
  • poppy12345
    poppy12345 Posts: 18,878 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    I totally get the mental health part. What i don't understand is why your parents are continuing to fund your life style, especially to such a huge extent and all for such a small amount of earnings each month.
  • silvercar
    silvercar Posts: 49,459 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    I totally get the mental health part. What i don't understand is why your parents are continuing to fund your life style, especially to such a huge extent and all for such a small amount of earnings each month.
    Parental attitude of the well off. They can afford to do it and would rather give the money when it is needed than see their offspring be in financial difficulty. Coupled with the inheritance tax shadow - if you pass on money in your life time, the tax man will take less.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • Incidentally I just found myself reading a thread on another well-known forum on the subject of depressing/depressive middle-aged men who never become independent and live their lives in the family home with their ageing parents.   Below I've screenshotted a couple of comments from that thread.   Their not wanting me to be one of those sons, is no doubt a factor in my parents continuing to fund me to keep my tenancy going here!   Although you may say I've ended up in the same immobile situation, just in a landlord's property and at the expense of the state.  Still, it requires more from me than if - heaven forbid!! - I was back in the old childhood bedroom, Mum doing my washing, etc!   At least I'm living independently, and not just that, I'm overseeing a couple of other flats, too. And when I get a lodger again, like I always used to, that will be another dose of reality, too.  Better this situation than being one of these guys:


    1:



    2:

    but your hardly that independent as your living of the state HB and your parents regularly bail you out and your still in debt
    why have you deleted many of your messages if you are confident you are doing no wrong eg housing benefit
    it sounds very complicated and think the council will maybe go through it thoroughly but thats just a guess on my part
  • poppy12345
    poppy12345 Posts: 18,878 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    edited 25 September 2022 at 8:47PM
    silvercar said:
    I totally get the mental health part. What i don't understand is why your parents are continuing to fund your life style, especially to such a huge extent and all for such a small amount of earnings each month.
    Parental attitude of the well off. They can afford to do it and would rather give the money when it is needed than see their offspring be in financial difficulty. Coupled with the inheritance tax shadow - if you pass on money in your life time, the tax man will take less.

    They're comfortably off but they're prudent, not rich.  They don't have London/Home Counties property wealth, either; and I'm not an only child....

    Given the amount they've given me over the years I would say it's been unwise of them to subsidise my living expenses rather than buying somewhere for me to live (in their names).  It would have been affordable up until the early 2010s, but they wouldn't have taken the risk.  But not doing so has been more costly.   Now I won't take any risk myself because I feel to do so would put my housing at risk.  So I'm repeating the same mistake.

    I wish they (principally my father) had given me the direction/support I needed to succeed on my own terms and then perhaps I'd have bought somewhere myself by now.  Although perhaps there's a parallel universe where they've funded a string of my "business ventures" which have all gone tits-up.  That has never happened, thankfully.  At least this way I have (my landlord's) roof over my head!

    Also they sold off properties of the WW2 generation at the very first opportunity, whereas my savvy landlord kept hold of his.  The property I am living in is my landlord's former family home, but he had no compunction about then turning into flats to be rented out.  Whereas my parents just immediately flogged properties off which would now be valuable.

    My own attitude is bad sometimes, as you can see.  I should work on that.


    Why have you edited and removed 18 of your comments? Many of your comments that you removed have been quoted by other members, so why remove them when we can still see at least part of the comments anyway. I find that rather strange. You've also deleted all your comments on your other threads that you've posted on the benefits section.
  • calcotti
    calcotti Posts: 15,696 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    So annoying when people do that!
    Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.
  • poppy12345
    poppy12345 Posts: 18,878 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    calcotti said:
    So annoying when people do that!

    I'll second that!
  • It may be that the poster is genuinely looking for advise/help but then removes own posts so as not to be potentially identified. 
  • marcia_
    marcia_ Posts: 3,373 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    It may be that the poster is genuinely looking for advise/help but then removes own posts so as not to be potentially identified. 

    Yes, exactly that.   It's a strength of MSE that users can edit their posts when they want to, while other user's contributions remain.  So the value of the replies isn't lost to the forum, while the user has some control over being able to remove their own content.   Since the forum is so busy anyway, it means the forum doesn't massively suffer through the loss of deleted posts either..
      Yes it does. The first thing new posters do is search the forum or link in from Google for issues similar to theirs to get answers. Not much use to them if they're been deleted.

     Besides as mentioned your posts are quoted so......
  • poppy12345
    poppy12345 Posts: 18,878 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    Incidentally I just found myself reading a thread on another well-known forum on the subject of depressing/depressive middle-aged men who never become independent and live their lives in the family home with their ageing parents.   Below I've screenshotted a couple of comments from that thread.   Their not wanting me to be one of those sons, is no doubt a factor in my parents continuing to fund me to keep my tenancy going here!   Although you may say I've ended up in the same immobile situation, just in a landlord's property and at the expense of the state.  Still, it requires more from me than if - heaven forbid!! - I was back in the old childhood bedroom, Mum doing my washing, etc!   At least I'm living independently, and not just that, I'm overseeing a couple of other flats, too. And when I get a lodger again, like I always used to, that will be another dose of reality, too.  Better this situation than being one of these guys:


    1:



    2:

    but your hardly that independent as your living of the state HB and your parents regularly bail you out and your still in debt
    why have you deleted many of your messages if you are confident you are doing no wrong eg housing benefit
    it sounds very complicated and think the council will maybe go through it thoroughly but thats just a guess on my part



     Then I see several thousand views of the thread and I have no idea who these people are reading it.


    I can only see 3k views of this thread.
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