Buying a house in Birmingham

thomasparker430

Is it possible to buy a house/ flat in Birmingham in a decent area on a wage of 25000?

Woolsery

It's hard to know what you mean by 'decent area.' My daughter lives in what I consider to be a 'decent area' with friendly neighbours and a good reputation, but the 2 bedroom houses there are all over £225k now and hard to find. Flats may be cheaper, but personally I'd go for a house in  a somewhat less salubrious area myself.

Which areas do you like? Some quite untidy places with a high student population don't look great, but they're relatively safe.

Stubod

...as an ex Brummie, I am not sure if there are any areas of Brum that are officially classifed as decent??

macman

What deposit do you have available?

Doozergirl

Stubod said:

...as an ex Brummie, I am not sure if there are any areas of Brum that are officially classifed as decent??

What a ridiculous comment.  

OP, it really depends on what deposit you have and what a mortgage broker thinks you can borrow. Then we have a house price to go on. The deposit is the most important bit for us to be able to answer. 

Decent is subjective,
of course, but you will need a significant deposit to be able to buy in the best and better areas. 

Richiem1987

For that kind of money, you would be limited to 1 bed studio flats in middle of the road areas. Due to the advent of HS2, prices have rocketed. 

If you need a 2 bed house or a flat, need to be looking in areas such as Alum Rock, Small Heath, Stockland Green, Erdington, Hansworth etc and hope to pick up a doer-upper and you may get lucky. These are less desireable areas, but with your budget that is what you are limited to. I am moving to a less desireble area of Newcastle for similar reasons. Have you thought about a lease on a ex HA 2 bed flat in a block, these come up from time to time?

Pow11890

What do you class as a decent area? This post needs abit more substance to it 😊 

F37A

As someone that has lived in Birmingham most my life I'd say Edgbaston / Moseley / Harborne are particularly good areas. Some huge houses in Moseley worth millions. 

Woolsery

F37A said:

As someone that has lived in Birmingham most my life I'd say Edgbaston / Moseley / Harborne are particularly good areas. Some huge houses in Moseley worth millions. 

Yes, but the OP only wants something like a 2 bed and in Moseley they're about £250k and then like chicken's teeth!

user1977

F37A said:

As someone that has lived in Birmingham most my life I'd say Edgbaston / Moseley / Harborne are particularly good areas. Some huge houses in Moseley worth millions. 

The Birmingham houses I'm most familiar with are the ones you could see in the background during Pebble Mill:

https://live.staticflickr.com/4118/4915770014_93afc7a0ce_b.jpg

though I appreciate that probably isn't a representative sample...

Scotbot

user1977 said:

F37A said:

As someone that has lived in Birmingham most my life I'd say Edgbaston / Moseley / Harborne are particularly good areas. Some huge houses in Moseley worth millions. 

The Birmingham houses I'm most familiar with are the ones you could see in the background during Pebble Mill:

https://live.staticflickr.com/4118/4915770014_93afc7a0ce_b.jpg

though I appreciate that probably isn't a representative sample...

They are way outside the OPS budget!