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Cancelled flight due to illness - Section 75 or not?

Gemm83
Posts: 237 Forumite

in Credit cards
Hi
A friend of mine is having to cancel her holiday. Her husband has a condition that affects his lungs (covered on his travel insurance) he had a check up yesterday and unfortunately following a collapsed lung a few months ago it hasn't fully inflated.
He is of course now unable to fly and requires an emergency operation.
Would my friend be able to claim back the flights via section 75 or her travel insurance (depending on the small print of course) or will she have lost it?
Many Thanks
A friend of mine is having to cancel her holiday. Her husband has a condition that affects his lungs (covered on his travel insurance) he had a check up yesterday and unfortunately following a collapsed lung a few months ago it hasn't fully inflated.
He is of course now unable to fly and requires an emergency operation.
Would my friend be able to claim back the flights via section 75 or her travel insurance (depending on the small print of course) or will she have lost it?
Many Thanks
0
Comments
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This would be a claim on the travel insurance.
S75 is only an option to claim against the finance company when there would be a claim against the service provider. There is no such claim in this case as nothing the holiday provider did is the reason for not traveling1 -
You will not be able to claim on section 75, the company are still offering the service that was purchased.
Travel insurance is the best course of action but whether you can claim depends on policy that was purchased0 -
OP advises travel insurance cover is in place.
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Gemm83 said:A friend of mine is having to cancel her holiday. Her husband has a condition that affects his lungs (covered on his travel insurance) he had a check up yesterday and unfortunately following a collapsed lung a few months ago it hasn't fully inflated.
He is of course now unable to fly and requires an emergency operation.
Would my friend be able to claim back the flights via section 75 or her travel insurance (depending on the small print of course) or will she have lost it?0 -
eskbanker said:Gemm83 said:A friend of mine is having to cancel her holiday. Her husband has a condition that affects his lungs (covered on his travel insurance) he had a check up yesterday and unfortunately following a collapsed lung a few months ago it hasn't fully inflated.
He is of course now unable to fly and requires an emergency operation.
Would my friend be able to claim back the flights via section 75 or her travel insurance (depending on the small print of course) or will she have lost it?
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No S75 as it is themselfs that have broken the contract. This is a very common question we get.
As above it is a travel ins issue.Life in the slow lane0 -
Brie said:eskbanker said:Gemm83 said:A friend of mine is having to cancel her holiday. Her husband has a condition that affects his lungs (covered on his travel insurance) he had a check up yesterday and unfortunately following a collapsed lung a few months ago it hasn't fully inflated.
He is of course now unable to fly and requires an emergency operation.
Would my friend be able to claim back the flights via section 75 or her travel insurance (depending on the small print of course) or will she have lost it?
Cancellation due to a family member is unlikely to succeed because its a pre-existing condition and unlike those covered by the insurance I am not aware of any policy that allows you to declare illnesses of your non-travelling family members.
Her travel insurance is much more likely to cover it because the person she was travelling with has had to cancel - these clauses are less common to have a pre-existing clause.0
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