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What happens to my Cineworld Unlimited card if they go into liquidation?

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SandyN21
SandyN21 Posts: 214 Forumite
Fourth Anniversary 100 Posts Name Dropper
edited 21 August 2022 at 12:09PM in Consumer rights
If Cineworld cinemas do go into liquidation, what happens to my 'unlimited card' that I just renewed in July for 1 year.  Will I be able to claim my money back if I paid with my bank debit card?
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  • Browntoa
    Browntoa Posts: 49,602 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Most unlikely

    You join a long list of creditors 
    Ex forum ambassador

    Long term forum member
  • user1977
    user1977 Posts: 17,733 Forumite
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    I suspect it’s more likely they’ll continue trading as normal from the point of view of punters and it’ll be the big commercial creditors who will be taking the hit, so I wouldn’t worry at this stage.
  • user1977 said:
    I suspect it’s more likely they’ll continue trading as normal from the point of view of punters and it’ll be the big commercial creditors who will be taking the hit, so I wouldn’t worry at this stage.
    If they go into administration though, the administrator can decide whether or not to accept them. Likewise, if the business is then sold, the new owner wouldn’t have to honour the cards. So there could be a risk that the OP loses their money but until they do go into administration (if they do), you can use away at it.
    Northern Ireland club member No 382 :j
  • sheramber
    sheramber Posts: 22,372 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    If you renewed last  September how long is left on the card?
  • user1977
    user1977 Posts: 17,733 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    edited 21 August 2022 at 11:03AM
    user1977 said:
    I suspect it’s more likely they’ll continue trading as normal from the point of view of punters and it’ll be the big commercial creditors who will be taking the hit, so I wouldn’t worry at this stage.
    If they go into administration though, the administrator can decide whether or not to accept them. Likewise, if the business is then sold, the new owner wouldn’t have to honour the cards. So there could be a risk that the OP loses their money but until they do go into administration (if they do), you can use away at it.
    Yes, it's obviously a risk. But assuming they continue as a going concern (and I can't see why they couldn't - this is presumably them struggling to cope with lockdown debt, not cinemas going out of fashion), it would seem bad for business for them not to honour the cards. Even if the subscription money has "gone", cardholders are still going to buy food/drink, bring along people who buy tickets, etc.
  • shiraz99
    shiraz99 Posts: 1,836 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Can you clarify. You state you "just renewed in September", as it's only August do you mean that you renewed nearly a year ago in September 2021 or you just renewed for the period Sept 22-23?
  • SandyN21
    SandyN21 Posts: 214 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    sheramber said:
    If you renewed last  September how long is left on the card?
    Sorry... my mistake - I meant last month - July
  • TELLIT01
    TELLIT01 Posts: 17,958 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper PPI Party Pooper
    I think after 2 years of lockdowns etc, many of us aren't sure what year it is let alone which month. :)
  • SandyN21
    SandyN21 Posts: 214 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    TELLIT01 said:
    I think after 2 years of lockdowns etc, many of us aren't sure what year it is let alone which month. :)
    That is so true 
  • born_again
    born_again Posts: 20,303 Forumite
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    Browntoa said:
    Most unlikely

    You join a long list of creditors 
    There would be possible chargeback rights. For non receipt of services. Would depend on just when they go under. 
    Life in the slow lane
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