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Letter to Landlord for damaged goods

I'm looking for a sample letter to send to a landlord for compensation related issues 

After 4.5 years of asking for the mould issues to be dealt with, we've left the address.
Environmental health are involved etc 

After many failed attempts to discuss the mould damage to my families personal belongings - we are looking for information on what our next steps can be. 

He told me to claim on my home insurance - but they've advised that the landlord must claim on his. 

Any help would be greatly appreciated. 

Thank you

Comments

  • macman
    macman Posts: 53,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Mould is most commonly caused by failure of the occupier to properly ventilate. Or, in technical terms, to open the windows.
    Can you prove that the damage was caused by other factors, such as rising or penetrating damp?
    There's no real sample letter for a case like this. You send an LBA stating your losses and why you think the LL is liable, and what remedy you require, and by when.
    Then you proceed to the small claims process if the response is unsatisfactory.
    No free lunch, and no free laptop ;)
  • Section62
    Section62 Posts: 9,134 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Watkin15 said:

    He told me to claim on my home insurance - but they've advised that the landlord must claim on his. 

    If your contents have been damaged then your contents insurer would normally be the first in line.

    You may not have a valid claim against the landlord's insurers directly, but he may be able to claim against a policy he has (if any) if either you or your insurer attempt to recover your losses from him.
  • MEM62
    MEM62 Posts: 5,231 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Your first step would be to provide evidence as to the cause of the issue.  
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